Quarterly Result24 Jul 2025, 02:05 pm
Ujjivan Small Finance Bank's Profit Surges 24% to ₹ 3,103 Crore in Q1FY26
AI Summary
Ujjivan Small Finance Bank Ltd has reported a significant increase in profit for the quarter ended June 30, 2025. The bank's gross loan book stands at ₹ 33,287 crore, up 11% YoY, with a deposit base of ₹ 38,619 crore, up 19% YoY. The secured book share is at 46%, and the bank has added nearly 1.1 lakh new customers in Q1. The bank expects to grow advances around 20% with a credit cost in the range of 2.3% to 2.4% of average gross advances for FY26. Ujjivan Small Finance Bank has been assigned a credit rating of AA- (Stable)/A1+ from CARE/CRISIL respectively.
Key Highlights
- Profit increases to ₹ 3,103 Crore, up 24% QoQ
- Gross loan book at ₹ 33,287 Crore, up 11% YoY
- Deposits at ₹ 38,619 Crore, up 19% YoY
- Secured book grows to ₹ 215,162 Crore, up 63% YoY
- Bank expects to grow advances around 20% for FY26