
Union Bank of India Reports Q2FY26 Financial Results with a 3.24% YoY Business Growth
Union Bank of India has reported its financial results for the quarter ended on September 30, 2025. The bank's net profit stood at Rs. 4,249 Crores during Q2FY26 with an interest income of Rs. 26,650 Crores. The total business of the bank increased by 3.24% YoY, with gross advances growing by 4.99% YoY and total deposits rising by 1.90% YoY. The bank's total business is now Rs. 22,09,828 Crores as on September 30, 2025. The retail, agri and MSME (RAM) segments showed an impressive growth of 8.14% YoY, with retail and MSME advances growing by 23.98% and 14.88% respectively. The bank's gross NPA (%) reduced by 107 bps on YoY basis to 3.29%, and net NPA (%) reduced by 43 bps on YoY basis to 0.55% as on 30.09.2025. The CRAR stood at 17.07% as on 30.09.2025, and the CET-1 ratio improved from 13.88% as on 30.09.2024 to 14.37% as on 30.09.2025.
Key Highlights
- Net Profit of Rs. 4,249 Crores during Q2FY26
- Interest income of Rs. 26,650 Crores during Q2FY26
- 3.24% YoY Business Growth
- 8.14% YoY Growth in RAM Segments
- 107 bps Reduction in Gross NPA (%) on YoY Basis
- 43 bps Reduction in Net NPA (%) on YoY Basis
- 17.07% CRAR as on 30.09.2025
- 14.37% CET-1 Ratio as on 30.09.2025