Union Bank of India Reports Q3FY26 Net Profit of Rs. 5,017 Crores and 5.04% YoY Business Growth

The Board of Directors of Union Bank of India approved the accounts for the Quarter ended December 31, 2025. Key highlights include a Net Profit of Rs. 5,017 Crores, Interest Income of Rs. 26,443 Crores, and a 5.04% YoY increase in Total Business. Gross Advances increased by 7.13% YoY and Total Deposits grew by 3.36% YoY, resulting in a total Business of Rs. 22,39,740 Crores. Global deposits increased by 3.36% YoY, with a total deposit base of Rs. 12,22,856 Crores. The RAM Segment increased by 11.50% YoY, with a 21.67% growth in Retail and 19.75% growth in MSME advances. Gross NPA (%) reduced by 79 bps on YoY basis and Net NPA (%) reduced by 31 bps on YoY basis. CRAR stood at 16.49% and CET-1 ratio improved to 13.94%. Bank's Return on Assets and Return on Equity stands at 1.35% and 17.09% respectively.