Utkarsh SFB Q2 FY27: Disbursements Up 54.9% YoY to ₹3,525 Cr
Utkarsh Small Finance Bank reported strong business updates for Q2 FY27. Total disbursements grew 54.9% YoY to ₹3,525 Crore. Non-JLG disbursements surged 94.2% YoY to ₹2,602 Crore, driving the overall growth. The Gross Loan Portfolio increased 7.5% YoY to ₹20,063 Crore, with Non-JLG portfolio growing 35.1% YoY to ₹14,917 Crore. The portfolio mix shifted significantly towards Non-JLG, now at 74% of the total. Total deposits rose 6.6% YoY to ₹23,869 Crore, with CASA deposits up 14.3% YoY to ₹5,121 Crore, improving the CASA ratio to 21.5%. Asset quality showed notable improvement, with X Bucket Collection Efficiency at 99.53% and SMA Pool reducing to 1.48% from 4.87% YoY. The Liquidity Coverage Ratio stood strong at 176%.
Key Highlights
- Total disbursements grew 54.9% YoY to ₹3,525 Crore in Q2 FY27.
- Non-JLG disbursements surged 94.2% YoY, driving overall growth.
- Gross Loan Portfolio increased 7.5% YoY to ₹20,063 Crore.
- Asset quality improved with SMA Pool at 1.48% and 99.53% collection efficiency.
- Total deposits rose 6.6% YoY, with CASA ratio at 21.5%.
Price Impact
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