Utkarsh Small Finance Bank Approves Sale of NPA and Written-off Loans to ARC

Utkarsh Small Finance Bank Ltd has announced that its authorized Management Committee has approved a proposal for the sale of Non-Performing Assets (NPA) and written-off loans to an Asset Reconstruction Company (ARC). The total principal outstanding as of December 31, 2025, for the unsecured stressed MFI loans in Pool 1 is approximately Rs. 1,016.24 crore with a reserve price or binding offer of Rs. 133.10 crore. Pool 2 has a total principal outstanding of approximately Rs. 474.75 crore with a reserve price or binding offer of Rs. 62.19 crore. The bank has also released an Expression of Interest (EOI) advertisement as per applicable requirements. The completion of the proposed deal will be intimated separately.