Utkarsh Small Finance Bank Reports Q1 FY26 Business Updates: Gross Loan Portfolio Increases, CASA Ratio Rises, LCR Stands at 238%

Utkarsh Small Finance Bank Ltd. has released its business updates for the quarter ended June 30, 2025, adhering to the SEBI Listing Regulations and the Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information. The bank's Gross Loan Portfolio stands at INR 19,666 crore, a 2.2% year-over-year increase. The JLG Loan Portfolio decreased by 23.1% year-over-year, while the Needs AE increased by 39.4% year-over-year. The CASA Ratio has risen to 19.6%, and the Total Deposits are at INR 21,566 crore, a 0.4% decrease year-over-year. The CASA Deposits have grown by 22.1% year-over-year, and the Retail Term Deposits have increased by 33.7% year-over-year. The Liquidity Coverage Ratio (LCR) stood at 238% as of June 30, 2025. The bank's Micro Banking loan portfolio's bucket collection efficiency (excluding pre-payments) was 98.7% for Q1 FY26.