Utkarsh Small Finance Bank Reports Q2, H1 FY26 Results: Net Loss of 348 Crore in Q2, FY26

Utkarsh Small Finance Bank Ltd. announced its financial results for the quarter and half year ended September 30, 2025. The bank's gross loan portfolio contracted by 2.3% YoY to 18,655 crore, while deposits grew by 10.0% YoY to 321,447 crore. The share of secured lending increased from 38% to 47%. Net loss for Q2, FY26 was 348 crore, and the bank reported a pre-provision operating loss of 3 crore for the same quarter. Utkarsh Small Finance Bank raised equity capital of 950 crore in November 2025 to augment its Tier-1 capital base and meet future growth requirements.