Utkarsh Small Finance Bank Reports Q3 FY26 Results with Net Loss of 375 Crore, Deposits Growth of 4.5% YoY

Utkarsh Small Finance Bank reported its Q3 FY26 results with a net loss of 375 crore, while deposits grew by 4.5% YoY to 21,087 crore. The bank's gross loan portfolio contracted by 3.9% YoY to 18,306 crore, with the share of secured loans increasing to 50%. Gross NPAs declined to 11.0% as on December 31, 2025, and net NPAs stood at 4.5%. The bank's CRAR was at 20.11%, and Tier 1 capital was at 17.10% as on December 31, 2025. The bank's pre-provision operating profit stood at 44 crore in 9M, FY26, and the net loss was 963 crore during the same period.