
Quarterly Updates3 Jan 2026, 06:31 pm
Yes Bank Ltd Reports Q3 FY25-26 Loans & Advances Growth, Decline in Deposits, and Improved Liquidity Coverage Ratio
AI Summary
Yes Bank Ltd has released provisional financial results for the quarter ended December 31, 2025. The bank's loans and advances have increased by 2.9% compared to the same period last year, reaching INR 257,508 Crores. However, deposits decreased by 1.3% to INR 292,484 Crores. Certificate of Deposits (CDs) saw a minor increase of 0.3%, while CASA decreased by 0.3%. The CASA ratio, including CDs, stands at 34.0%. The bank's credit to deposit ratio is 88.0%, and the liquidity coverage ratio (LCR) is 123.8%. These figures are subject to approval by the Audit Committee of the Board, Board of Directors, and limited review by the Statutory Auditors.
Key Highlights
- Loans & Advances grew by 2.9% compared to the same period last year
- Deposits decreased by 1.3% compared to the same period last year
- CASA ratio, including CDs, is at 34.0%
- Credit to deposit ratio is 88.0%
- Liquidity Coverage Ratio (LCR) is 123.8%