| Metric | Value (₹ Cr) | vs Q2 FY26 |
|---|---|---|
| Revenue | 942.71 | 5.1% |
| Total Income | 943.77 | 5.0% |
| Expenditure | 568.08 | 2.1% |
| PBT | 359.77 | 5.0% |
| Net Profit | 281.21 | 5.5% |
| OPM | 75.66% | 1.19pp |
| NPM | 29.80% | 0.17pp |
| EPS | 6.49 | 5.4% |
Aadhar Housing Finance Delivers Over 20% AUM and Profit Growth in Q3 FY26
30 Jan 2026 · 30 Jan, 4:28 pm
Summary
Aadhar Housing Finance Ltd has announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The company's assets under management (AUM) grew by 20% YoY to ₹ 28,790 crore, total number of loan accounts reached 3,24,000+, and profit after tax grew 20% YoY to ₹ 797 crore in 9M FY26. The company's ROA and ROE stood at 4.4% and 15.6% respectively in 9M FY26.
Key Highlights
- 1
Assets Under Management (AUM) grew by 20% YoY to ₹ 28,790 crore as on December 31, 2025
- 2
Total number of loan accounts as of December 31, 2025, reached 3,24,000+
- 3
Profit after tax grew 20% YoY to ₹ 797 crore in 9M FY26
- 4
Profit after tax grew 23% YoY to ₹ 294 crore in Q3 FY26
- 5
Return on assets (ROA) 9M FY26 at 4.4%, as against 4.3% as on 9M FY25
- 6
Return on equity (ROE) 9M FY26 at 15.6%, as against 16.8% as on 9M FY25
- 7
Gross NPA as of December 31, 2025, stood at 1.38%, as against 1.36% as on December 31, 2024
Management Comments
Mr. Rishi Anand
MD & CEO
Aadhar Housing Finance has maintained its strong growth trajectory in the third quarter of FY2026, reinforcing our leadership in the Low-income housing finance segment... We are seeing resilient buyer sentiment in our segment... The Pradhan Mantri Awas Yojana (PMAY) 2.0 scheme continues to play a supportive role in driving demand across the Low Income/affordable housing segment... We expect the scheme to gain further traction as customer awareness improves, supporting disbursement growth in the affordable housing segment... Aadhar is committed to evolving its digital-first operating model by moving beyond AI pilots toward enterprise-wide deployment... Our focus remains steadfast on enabling homeownership for low-income families and driving sustainable financial inclusion across India.
Informational and educational content only. Not investment advice.