| Metric | Value (₹ Cr) | vs Q4 FY25 |
|---|---|---|
| Revenue | 627.56 | 1.4% |
| Total Income | 627.93 | 1.5% |
| Expenditure | 448.81 | 1.0% |
| PBT | 179.13 | 7.3% |
| Net Profit | 139.23 | 9.4% |
| OPM | 73.21% | 0.11pp |
| NPM | 22.17% | 1.94pp |
| EPS | 17.59 | 9.4% |
AAVAS Financiers Ltd Reports Q1FY26 Results: AUM of Rs. 207 bn, PAT at Rs. 1.4 bn, Spread at 5.11%, NIM at 7.48%, Net Stage 3 at 0.84% for Quarter ended June 30, 2025
12 Aug 2025 · 12 Aug 2025, 05:13 pm
Summary
AAVAS Financiers Ltd has declared Audited Financial Results for the quarter and year ended 30 June 2025. The company's Assets under Management (AuM) registered a growth of 16% to reach 207.4 bn as on 30-Jun-25. The Net profit for Q1FY26 grew by 10% YoY to Rs 1.39 bn. The spread during the quarter expanded by 22 bps sequentially to 5.11%. The asset quality continues to be pristine, within the guided range with 1+ DPD well below 5% at 4.15% in Q1FY25 and Gross Stage 3 & Net Stage 3 stood at 1.22% and 0.84% respectively. The total number of branches stands at 397 as on 30 June 2025.
Key Highlights
- 1
AAVAS Financiers Ltd Reports Q1FY26 Results
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AUM of Rs. 207 bn
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PAT at Rs. 1.4 bn
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Spread at 5.11%
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NIM at 7.48%
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Net Stage 3 at 0.84%
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Growth of 16% in AuM
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Growth of 10% in Net Profit
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1+ DPD at 4.15%
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Gross Stage 3 at 1.22%
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Net Stage 3 at 0.84%
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397 branches as on 30 June 2025
Management Comments
Mr. Sachinder Bhinder
Managing Director & Chief Executive Officer
Q7 FY26 was a landmark quarter for Aavas, marking a pivotal moment in our journey. We successfully concluded the change in promoter process and are proud to welcome CVC Capital Partners as our new promoter... Our strategic focus remains on optimizing yield and credit quality... Following the successful completion of our technological transformation, we have begun to realize measurable improvements... We continue to expand our footprint in both core and emerging markets... Our strong underwriting standards and tech-enabled collection efforts have enabled us to preserve the pristine asset quality of the portfolio.
Informational and educational content only. Not investment advice.