| Metric | Value (₹ Cr) | Q3 FY26 | Q4 FY25 |
|---|---|---|---|
| Revenue | 42.58 | 7.3% | 46.7% |
| Total Income | 42.60 | 7.3% | 45.5% |
| Expenditure | 28.91 | 13.2% | 65.5% |
| PBT | 13.69 | 3.3% | 16.0% |
| Net Profit | 12.27 | 18.1% | 62.7% |
| OPM | 70.41% | 6.35pp | 9.12pp |
| NPM | 28.81% | 2.64pp | 3.03pp |
| EPS | 0.29 | 20.8% | 96.5% |
Akme Fintrade FY26 PAT Up 27.35% to ₹42.32 Cr
07 May 2026 · 7 May, 1:05 pm
Summary
Akme Fintrade (India) Limited reported strong financial results for Q4 and the full financial year ended March 31, 2026, with Net Profit (PAT) for FY26 increasing by 27.35% to ₹42.32 Crore. The company's Assets Under Management (AUM) expanded significantly by 48.49% year-on-year to ₹918.60 Crore, driven by record disbursements of ₹503.91 Crore. Net Interest Income (NII) also showed robust growth, rising 37.14% to ₹86.19 Crore, while the Net Interest Margin (NIM) remained healthy at 12.68% for FY26. Management highlighted a landmark year with the best-ever disbursement figures and an exceptional 128% growth in the vehicle finance portfolio. The company maintains a strong capital base with a CRAR of 46.23% and an A– credit rating, positioning it for continued AUM expansion in FY27.
Key Highlights
- 1
Akme Fintrade (India) Limited's Assets Under Management (AUM) grew by 48.49% year-on-year, reaching ₹918.60 Crore in FY26.
- 2
Net Profit (PAT) for FY26 increased by 27.35% year-on-year to ₹42.32 Crore, with Q4 PAT surging 62.67% year-on-year to ₹12.27 Crore.
- 3
The company achieved record disbursements of ₹503.91 Crore in FY26, marking the highest in its history and an 80.08% YoY increase.
- 4
Net Interest Income (NII) for FY26 expanded by 37.14% year-on-year to ₹86.19 Crore, reflecting strong momentum.
- 5
The Capital Adequacy Ratio (CRAR) remained robust at 46.23%, significantly above the regulatory requirement of 15%.
- 6
Asset quality was maintained with Gross Non-Performing Assets (NPA) at 2.93% and a Provision Coverage Ratio (PCR) of 52%.
- 7
The company's credit rating was upgraded to A–, affirming its improved financial strength and borrowing profile.
Management Comments
Akash Jain
FY26 has been a landmark year for Akme Fintrade. We achieved our best-ever disbursement figures, crossing ₹500 Crore in a single financial year — a milestone that reflects the trust our customers and channel partners place in us. Our AUM crossed the ₹900 Crore milestone, and the vehicle finance portfolio delivered an exceptional 128% year-on-year growth, backed by expanded dealer networks. Despite elevated funding costs in the first half of FY26, our NIMs stabilised through the second half, a result of disciplined liability management and portfolio mix optimisation. Asset quality remains well within our internal benchmarks, with Gross NPA at 2.93% and Provision Coverage at 52%. With a CRAR of 46.23% — more than three times the regulatory minimum — and a credit rating upgrade to A–, we are well-positioned to access diversified funding at improved rates. We enter FY27 with strong capital buffers, a growing digital underwriting platform, and a clear runway for continued AUM expansion.
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