| Metric | Value (₹ Cr) | vs Q4 FY25 |
|---|---|---|
| Revenue | 32.3K | 0.3% |
| Total Income | 40.4K | 1.1% |
| Expenditure | 28.2K | 1.1% |
| PBT | 8.2K | 17.3% |
| Net Profit | 6.3K | 16.4% |
| OPM | 37.76% | 2.49pp |
| NPM | 15.50% | 3.24pp |
| EPS | 20.15 | 16.5% |
Axis Bank Announces Q1FY26 Financial Results: Operating Profit Up 14% YOY, Net Profit Down 4% YOY
17 Jul 2025 · 17 Jul 2025, 04:01 pm
Summary
Axis Bank has announced its financial results for the quarter ended June 30, 2025. The operating profit has increased by 14% YOY and 7% QOQ, while the net profit has decreased by 4% YOY. The operating revenue has grown by 8% YOY, and operating expenses have increased by 2% YOY and decreased by 5% QOQ. The bank's CAR stands at 16.85% with a CET-1 ratio of 14.68%. The bank continues to maintain its market leading position in UPI Payer PSP space and Merchant Acquiring business.
Key Highlights
- 1
Operating profit at 11,515 cr up 14% YOY and 7% QOQ
- 2
Operating revenue up 8% YOY, Operating expenses up 2% YOY and down 5% QOQ
- 3
Non-interest income up 25% YOY, Fee income up 10% YOY, Retail fee up 9% YOY, granular fees’ at 91% of total fees YOY
- 4
Total deposits grew 9% | 8%; term deposits grew 12% | 12%, CA grew 9% | 4%, SA grew 3% | 1%
- 5
SME loans up 16% YOY and 2% QOQ, Corporate loans up 9% YOY and 6% QOQ, Mid-Corporate (MC) up 24% YOY
- 6
Overall CAR stood at 16.85% with CET-1 ratio at 14.68%, net accretion to CET-1 of 62 bps YOY and 1 bps in Q1FY26
- 7
Consolidated ROA at 1.51% / ex of Technical Impact® 1.66%, Consolidated ROE at 13.57% / ex of Technical Impact® 14.90%
Management Comments
Amitabh Chaudhry
MD&CEO, Axis Bank
We are optimistic as we step into FY26. With supportive regulatory conditions, the operative landscape is turning favourable. We believe large, well-capitalised banks like Axis with strong digital capabilities, innovative product suites are best suited to seize the opportunity. At Axis, we have built a robust Digital Bank along with an extensive branch network that ensures smart, seamless banking experience for millions of customers. We believe we have built a platform that allows us to grow at rates faster than the industry this year and this thesis will continue to play in the medium term.
Informational and educational content only. Not investment advice.