| Metric | Value (₹ Cr) | Q1 FY26 | Q2 FY25 |
|---|---|---|---|
| Revenue | 1.7K | 3.0% | 15.3% |
| Total Income | 1.9K | 3.4% | 15.2% |
| Expenditure | 1.4K | 3.1% | 17.0% |
| PBT | 413.59 | 8.6% | 15.5% |
| Net Profit | 328.59 | 7.4% | 15.2% |
| OPM | 28.47% | 0.38pp | |
| NPM | 17.18% | 0.64pp | 0.00pp |
| EPS | 4.43 | 7.3% | 15.1% |
City Union Bank Reports 15% Increase in Q2 FY 2026 Net Profit
03 Nov 2025 · 3 Nov 2025, 06:02 pm
Summary
City Union Bank Ltd has reported a 15% increase in net profit for the second quarter of the financial year 2026. The bank's net profit stands at Rs. 329 crore for Q2 FY 2026 and Rs. 635 crore for H1 FY 2026.
Key Highlights
- 1
15% increase in Q2 FY 2026 net profit
- 2
Net profit for H1 FY 2026 stands at Rs. 635 crore
- 3
Total deposits increased by 21% to Rs. 69,486 crore
- 4
Advances increased by 18% to Rs. 57,561 crore
- 5
Gross NPA reduced to 2.42% and Net NPA decreased to 0.90%
- 6
Net Interest Margin at 3.63% for Q2 FY 2026
- 7
Return on Assets at 1.59% for Q2 FY 2026
- 8
Return on Equity at 13.15% for H1 FY 2026
- 9
Cost to Income Ratio at 49.16% for Q2 FY 2026
- 10
Capital Adequacy at 21.68% as on 30.09.2025
Management Comments
Not specified
The Bank earned Net Interest Income of Rs.667 cr for Q2 FY26 and Rs.1,292 Cr for H1 FY 26 as against Rs.582 cr and Rs.1,128 Cr respectively in Q2 FY 25 and H1 FY 25. The NII had grown by 14% for Q2 FY 26 and 15% for H1 FY 26. Non Interest Income of the Bank for Q2 FY 26 was at Rs.259 Cr as against Rs.226 Cr for Q2 FY 25 with 14% growth. For H1 FY 26, it had grown by 20% and stood at Rs. 503 Cr as against Rs. 418 Cr for the same period last financial year. Loan processing charges, suit recoveries, treasury profit and insurance income had contributed for this growth. The operating expense is Rs.455 Cr for Q2 FY26 as compared to Rs. 381 Cr in Q2 FY 25 and for H1 FY 26 the same was at Rs. 873 Cr as against Rs. 744 Cr for the corresponding period las year. The Gross Profit for Q2 FY 26 stood at Rs.471 Cr as against Rs.428 Cr in Q2 FY 25 with a growth of 10%. For the half year ended FY 26 the operating profit was at Rs.922 Cr compared to Rs. 802 Cr in the corresponding period last year.
Informational and educational content only. Not investment advice.