| Metric | Value (₹ Cr) | Q2 FY26 | Q3 FY25 |
|---|---|---|---|
| Revenue | 1.8K | 6.2% | 18.7% |
| Total Income | 2.0K | 4.6% | 17.2% |
| Expenditure | 1.5K | 3.2% | 17.1% |
| PBT | 417.16 | 0.9% | 15.6% |
| Net Profit | 332.16 | 1.1% | 16.1% |
| OPM | 29.23% | 0.76pp | |
| NPM | 16.60% | 0.58pp | 0.15pp |
| EPS | 4.48 | 1.1% | 16.1% |
City Union Bank Reports 28% Growth in Q3 Net Interest Income, Asset Quality Improves
02 Feb 2026 · 2 Feb, 6:29 pm
Summary
City Union Bank announced its performance results for the 3rd Quarter / 9 months ended for Financial Year 2025-26. The bank reported a 28% growth in Net Interest Income for Q3 FY 26 and a 19% growth for 9 months ended FY 26. The bank's total income also increased by 20% for Q3 FY 26 and 16% for 9 months ended FY 26. The bank's gross NPA reduced to 2.17% for Q3 FY 26 and net NPA decreased to 0.78% for the same period.
Key Highlights
- 1
Net Interest Income of Rs.752 Cr for Q3 FY 26, registering 28% growth
- 2
Total Income of Rs.2,001 Cr for Q3 FY 26, registering 20% growth
- 3
Total Deposits of Rs.70,516 Cr in Q3 FY 26, registering 21% growth
- 4
Total Advances of Rs.60,892 Cr in Q3 FY 26, registering 21% growth
- 5
Gross NPA reduced to 2.17% for Q3 FY 26
- 6
Net NPA decreased to 0.78% for Q3 FY 26
Management Comments
Not Provided
The Bank earned Net Interest Income of Rs.752 Cr for Q3 FY 26 registering 28% growth compared to Rs.588 Cr in Q3 FY 25. For 9 months ended FY 26, the NII had grown by 19% and stood at Rs.2,044 Cr as against Rs.1,715 Cr in the corresponding period last year. Non Interest Income of the Bank for Q3 FY 26 was at Rs.245 Cr as against Rs.228 Cr for Q3 FY 25 registering 7% growth. For 9M FY 26, it had grown by 16 % and stood at Rs.748 Cr as against Rs. 647 Cr for the same period last financial year. The operating expense is Rs.484 Cr for Q3 FY 26 and Rs.1,358 Cr for 9M FY 26 as compared to Rs.380 Cr for Q3 FY 25 and Rs.1,125 Cr for 9M FY 25. The Gross Profit for Q3 FY 26 had grown by 18% and improved to Rs.513 Cr in Q3 FY 26 from Rs.436 Cr in Q3 FY 25. For 9M FY 26 the operating profit was at Rs.1,435 Cr compared to Rs. 1,237 Cr Cr in the corresponding period last year. The PAT had increased to Rs.332 Cr in Q3 FY 26 and Rs. 967 Cr for 9M FY 26 as compared to Rs.286 Cr in Q3 FY 25 and Rs.836 Cr in 9M FY 25 resulting in 16% growth.
Informational and educational content only. Not investment advice.