| Metric | Value (₹ Cr) | Q4 FY26 | Q1 FY26 |
|---|---|---|---|
| Revenue | 4.43 | 10.8% | 15.7% |
| Total Income | 4.59 | 13.7% | 5.2% |
| Expenditure | 1.67 | 32.4% | 39.3% |
| PBT | 2.93 | 85.8% | 7.8% |
| Net Profit | 2.20 | 106.1% | 17.4% |
| OPM | 66.48% | 24.12pp | 9.94pp |
| NPM | 47.90% | 21.49pp | 13.09pp |
| EPS | 0.22 | 83.3% | 31.3% |
NBFC core metric (net profit) fell 17.4% YoY despite revenue growth, driven by rising expenses/tax that compressed OPM (76.4%→66.5%) and NPM (61.0%→47.9%).
Comfort Fincap Q1 FY27 PAT Soars 106% QoQ to ₹220.07 Lakhs
17 Aug 2026 · 17 Aug, 6:00 pm
Summary
Comfort Fincap Limited reported robust financial and operational outcomes for the quarter ended June 30, 2026, marking a strong start to FY26-27. Income from operations saw a notable 10.76% quarter-on-quarter growth, reaching ₹443.25 lakhs. Profitability surged, with Profit After Tax more than doubling to ₹220.07 lakhs, a 106.28% increase from the prior quarter. The company is strategically expanding its digital offerings, including a mobile and laptop financing product and a forthcoming Loan Against Shares & Mutual Funds platform, indicating a focus on a technology-led, customer-centric lending franchise.
Key Highlights
- 1
Income from operations grew by 10.76% quarter-on-quarter to ₹443.25 lakhs from ₹400.21 lakhs in the previous quarter.
- 2
EBITDA climbed sharply by 79.08% to ₹310.89 lakhs from ₹2173.61 lakhs.
- 3
Profit After Tax more than doubled, showing a growth of 106.28% to ₹220.07 lakhs from ₹2106.66 lakhs reported in Q4 FY25-26.
- 4
The company aims to scale its Digital Consumer Durable Loan business for a 3x growth in AUM over the next 18 months.
- 5
Comfort Fincap is developing a technology-led Loan Against Securities (LAS) platform with a fully digital pledge-to-disbursement infrastructure.
Management Comments
Ankur Agrawal
Our first quarter performance underscores the strength of our asset-backed lending model and the discipline of our underwriting approach, the sharp improvement in profitability reflects both operating efficiency and the growing contribution of our technology-led platform. As we scale our Digital Consumer Durable Loan business and prepare to launch our Digital Loan Against Shares & Mutual Funds offering, we remain focused on building a diversified, sustainable, and customer-centric lending franchise.
Informational and educational content only. Not investment advice.