StockWatch
·
Filing
Q1

DCB Bank Limited

DCBBANKFY2631 Jul 2025
Revenue+4.1%
Net Profit-11.2%
OPM18.02%

P&L

Quarterly Standalone

Revenue
+4.1%1.8K
Expenditure
+4.1%1.7K
Net Profit
-11.2%157.26
NPM 7.67%-15.1%EPS ₹5.00-11.3%

vs Q4 FY25

DCB Bank Reports 20% Growth in Profit After Tax for Q1 FY 2026

31 Jul 2025 · 31 Jul 2025, 02:23 pm

Summary

DCB Bank Ltd. has reported a 20% growth in Profit After Tax (PAT) for the first quarter of the financial year 2026. The bank's advances and deposits have also seen a significant year-on-year growth. The Gross NPA stands at 2.98% and Net NPA at 1.22% as on June 30, 2025. The Capital Adequacy Ratio is at 16.66% as on June 30, 2025.

Key Highlights

  1. 1

    20% growth in Profit After Tax (PAT) for Q1 FY 2026

  2. 2

    Advances growth year-on-year at 21%

  3. 3

    Deposits growth year-on-year at 20%

  4. 4

    Gross NPA at 2.98% as on June 30, 2025

  5. 5

    Net NPA at 1.22% as on June 30, 2025

  6. 6

    Capital Adequacy Ratio at 16.66% as on June 30, 2025

Management Comments

M

Mr. Praveen Kutty

Managing Director & CEO

We are happy with the consistency demonstrated on both the top line and the bottom line, quarter after quarter. Managing the NIM in a challenging environment by optimizing the cost of funds has been a highlight of the quarter Q1. We are focused on reducing the slippage ratio and continue to ensure that cost to average assets ratio improves even further going forward

Informational and educational content only. Not investment advice.