| Metric | Value (₹ Cr) | Q1 FY26 | Q2 FY25 |
|---|---|---|---|
| Revenue | 1.8K | 0.5% | 16.2% |
| Total Income | 2.0K | 2.0% | 13.3% |
| Expenditure | 1.7K | 1.0% | 12.3% |
| PBT | 243.39 | 14.9% | 16.2% |
| Net Profit | 183.91 | 16.9% | 18.3% |
| OPM | 16.67% | 1.35pp | |
| NPM | 9.16% | 1.49pp | 0.39pp |
| EPS | 5.84 | 16.8% | 17.7% |
DCB Bank Reports 18% Growth in Q2 FY 2026 Profit After Tax
17 Oct 2025 · 17 Oct 2025, 03:58 pm
Summary
DCB Bank has reported an 18% growth in Profit After Tax (PAT) for Q2 FY 2026. The bank's advances and deposits have also seen a year-on-year growth of 19%. The Gross NPA was at 2.91% and Net NPA was at 1.21% as on September 30, 2025. The Capital Adequacy Ratio was at 16.41% as on September 30, 2025.
Key Highlights
- 1
18% growth in Profit After Tax (PAT) for Q2 FY 2026
- 2
Advances growth year-on-year was at 19%
- 3
Deposits growth year-on-year was at 19%
- 4
Gross NPA was at 2.91% as on September 30, 2025
- 5
Net NPA was at 1.21% as on September 30, 2025
- 6
Capital Adequacy Ratio was at 16.41% as on September 30, 2025
Management Comments
Mr. Praveen Kutty
Managing Director & CEO
The growth of deposits and advances continues to be strong. Strides made in reduction of cost of deposits and cost of borrowing has helped in NIM uptick. The rigor on employee productivity and technology adoption is driving down the Cost to Average Assets for the fifth consecutive quarters. Improved collections and recovery have resulted in much lower credit costs. We expect this momentum to continue in the coming quarters as well
Informational and educational content only. Not investment advice.