DCB Bank Limited
P&L
Quarterly Standalone
vs Q2 FY26
DCB Bank Reports 22% Increase in Profit After Tax for Q3 FY 2026
23 Jan 2026 · 23 Jan, 4:20 pm
Summary
DCB Bank has reported a 22% increase in Profit After Tax (PAT) for the third quarter of the financial year 2026. The bank's advances and deposits have shown a year-on-year growth of 18% and 20% respectively. The Gross NPA stands at 2.72% and Net NPA at 1.10% as on December 31, 2025. The bank's Capital Adequacy Ratio is strong at 15.84% as on December 31, 2025.
Key Highlights
- 1
DCB Bank reports 22% increase in PAT for Q3 FY 2026
- 2
Advances growth year-on-year at 18%
- 3
Deposits growth year-on-year at 20%
- 4
Gross NPA at 2.72% as on December 31, 2025
- 5
Net NPA at 1.10% as on December 31, 2025
- 6
Capital Adequacy Ratio at 15.84% as on December 31, 2025
Management Comments
Praveen Kutty
Managing Director & CEO
The growth momentum in both advances and deposits continues to be robust. As indicated in the last quarter, the NIM continues its upward trend in this quarter as well. Fee income momentum continues to remain strong. Credit costs remain benign with slippages reducing and GNPA & NNPA at their three-year lows. The Bank has registered the highest ever quarterly PAT, despite taking a one-time impact of Rs. 26.87 crore on account of the ‘New 70 Labour Codes’.
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