Finkurve Financial Services Ltd Q2 FY26 Results
FINKURVEQ2 FY26 ResultsAnnounced 13 Nov 2025, 07:06 pm| Metric | Value (₹ Cr) | vs Q1 FY26 |
|---|---|---|
| Revenue | 48.05 | 20.5% |
| Total Income | 48.14 | 20.2% |
| Expenditure | 40.75 | 22.7% |
| PBT | 7.39 | 8.2% |
| Net Profit | 5.92 | 16.3% |
| OPM | 34.14% | 2.23pp |
| NPM | 12.29% | 0.43pp |
| EPS | 0.42 | 10.5% |
Finkurve Financial Services Reports 97% YoY Growth in AUM and 71% Rise in PAT for Q2 FY26; Announces Appointment of New CEO
14 Nov 2025 · 14 Nov 2025, 11:52 am
Summary
Finkurve Financial Services Limited, a leading Tech-first Gold Loan NBFC, announced its unaudited financial performance for the quarter and half year ended 30°\
Key Highlights
- 1
Q2 FY26 Asset under Management (AUM) grew by 97 % YoY from INR 341.23 cr to INR 671.35 cr
- 2
Disbursement stood at INR 794.98 cr during the quarter
- 3
Branch network increased from 72 to 92 branches
- 4
Total income grew 49.82% YoY from INR 32.13 cr in Q2 FY25 to INR 48.14cr in Q2 FY26
- 5
Net interest income increases 72.76% YoY from INR 14.86 cr in Q2 FY25 to INR 25.67cr in Q2 FY26
- 6
Capital adequacy ratio remained healthy at 47.14%
- 7
Liquidity position remained strong with INR 38.62cr of cash and cash equivalents
- 8
Successfully raised funds amounting to Rs. 111.50 crore in May’2025
- 9
Expanded branch network and launched First branch in Chennai, Tamil Nadu in Q1FY26
- 10
Added 6 new Lenders and raised funds via private placement of NCDs amounting to total fund raise of INR 118crs in Q2 FY26
- 11
Shares were listed on the National Stock Exchange on 1° October 2025
Management Comments
Mr. Priyank Kothari
Executive Director
We are pleased to report another quarter of strong performance, reflecting the successful execution of our strategy and the resilience of our phygital business model. Our Assets under Management have nearly doubled year-on-year, supported by healthy disbursements, new lender additions, and consistent traction across our branch network. The 97% YoY growth in AUM and 71% increase in PAT underline the strength of our franchise and the growing customer confidence in our gold loan offering. Our focus on technology-led underwriting, data analytics and efficient operating processes has enabled us to maintain robust margins and healthy asset quality. With a Capital Adequacy Ratio of over 47% and comfortable liquidity levels, we remain well positioned to fund our next phase of growth. I am also delighted to share that the Board has approved the appointment of a new Chief Executive Officer, marking an important step in our journey. The incoming leadership brings deep experience in financial services and will play a key role in accelerating our expansion, strengthening digital integration, and enhancing governance as we scale.
Informational and educational content only. Not investment advice.