| Metric | Value (₹ Cr) | vs Q2 FY26 |
|---|---|---|
| Revenue | 416.44 | 0.2% |
| Total Income | 424.10 | 2.0% |
| Expenditure | 410.05 | 9.8% |
| PBT | 14.05 | 163.5% |
| Net Profit | 14.05 | 163.5% |
| OPM | 31.78% | 8.28pp |
| NPM | 3.31% | 8.43pp |
| EPS | 1.05 | 37.9% |
Fusion Finance Reports 23% QoQ Growth in Disbursements in Q3 FY26; PAT at INR 14Cr
06 Feb 2026 · 6 Feb, 8:23 pm
Summary
Fusion Finance Limited reported a strong operational and financial performance in Q3 FY26, with total loan disbursements rising 23% quarter-on-quarter to INR 1,594 crore. The company reported a profit after tax of INR 14 crore in Q3 FY26, reflecting continued improvement in portfolio quality, margins, and balance sheet strength.
Key Highlights
- 1
23% QoQ growth in disbursements in Q3 FY26
- 2
Profit after tax of INR 14 crore in Q3 FY26
- 3
Healthy capital adequacy position with CRAR at 38.80%
- 4
Net Interest Margin (NIM) increased to 11.32% in Q3 FY26
- 5
Strong business performance drives profitability and liquidity; Going Concern caveat removed
- 6
Asset under management at INR 6,876 crore as of December 2025
- 7
Active borrower base at ~23.4 lakh
- 8
Collection efficiency reached its highest level in the last six quarters
- 9
Credit cost reduced to INR 79 crore in Q3 FY26 from INR 111 crore in Q2 FY26
- 10
Balance sheet remained robust with a healthy capital adequacy position
Management Comments
Mr. Sanjay Garyali
MD & CEO, Fusion Finance Limited
Q3 FY26 was a quarter of steady and disciplined execution for Fusion Finance. We remained focused on strengthening our core fundamentals, maintaining portfolio quality, and pursuing calibrated growth in a dynamic operating environment.
Informational and educational content only. Not investment advice.