General Insurance Corporation of India Q2 FY26 Results
GICREQ2 FY26 ResultsAnnounced 12 Nov 2025, 08:40 pm| Metric | Value (₹ Cr) | vs Q1 FY26 |
|---|---|---|
| Revenue | 11.5K | 15.1% |
| Total Income | 11.9K | 12.5% |
| Expenditure | 9.8K | 16.6% |
| PBT | 3.5K | 15.5% |
| Net Profit | 2.9K | 13.6% |
| OPM | 16.92% | 4.07pp |
| NPM | 24.24% | 5.55pp |
| EPS | 16.38 | 13.6% |
GIC Re Announces Improved Financial Performance for H1 2025
12 Nov 2025 · 12 Nov 2025, 08:53 pm
Summary
GIC Re, a Government of India Company, announced its financial performance for the half year ended 30.09.2025. The company's gross premium income increased to 21,989.71 crore from 20,819.16 crore in the same period last year. The incurred claims ratio improved to 86.45% from 91.58%, and the underwriting loss was reduced by 45.50%. The gross investment income also increased to 6,986.77 crore. The profit before tax increased by 55.58% to 5,716.30 crore, and the profit after tax increased by 59.43% to 4,619.02 crore. The combined ratio reduced by 3.93% to 107.71%. The net worth of the company (without fair value change account) recorded at 46,669.38 crore on 30.09.2025.
Key Highlights
- 1
Gross Premium Income: 21,989.71 crore (H1 2025) vs 20,819.16 crore (H1 2024)
- 2
Incurred Claims Ratio: 86.45% (H1 2025) vs 91.58% (H1 2024)
- 3
Underwriting Loss: 2,129.47 crore (H1 2025) vs 2,376.95 crore (H1 2024)
- 4
Gross Investment Income: 6,986.77 crore (H1 2025) vs 6,166.41 crore (H1 2024)
- 5
Profit Before Tax: 5,716.30 crore (H1 2025) vs 3,674.29 crore (H1 2024)
- 6
Profit After Tax: 4,619.02 crore (H1 2025) vs 2,897.12 crore (H1 2024)
- 7
Combined Ratio: 107.71% (H1 2025) vs 111.64% (H1 2024)
- 8
Net Worth: 46,669.38 crore (H1 2025) vs 39,481.33 crore (H1 2024)
Management Comments
Satheesh Kumar Nair
GIC Re announced financial performance for the half year ended 30.09.2025 at the Board Meeting of company held in Mumbai today.
Informational and educational content only. Not investment advice.