Home First Finance Company India Ltd Q1 FY26 Results

Summary

Home First Finance Company India Ltd reported a strong performance for Q1FY26 with AUM growth of 28.6% y-o-y, PAT increase of 35.5% y-o-y, and a successful QIP that enhanced net worth by 1,231 Cr. The company also saw an upgrade in its long-term credit rating to AA (Stable).

Key Highlights

1. 1

   AUM at 13,479 Cr; strong growth of 28.6% y-o-y and 6.0% q-o-q

2. 2

   Long Term Credit Rating upgraded to AA ‘Stable’

3. 3

   PAT at 119 Cr - up 35.5% y-o-y and 13.6% q-o-q

4. 4

   Successful QIP enhances Net worth by 1,231 Cr* to 3,855 Cr

5. 5

   Q1FY26 Disbursement = 1,243 co 7119 cr

6. 6

   Assets Under Mgmt (AUM) 13,479 Cr, Gross Stage 3 / POS (GNPA%) 1.8%

7. 7

   Key Performance Indicators for Q1FY26

8. 8

   13,479 10,478 (AUM) 28.6% y-o-y, 6.0% q-o-q

9. 9

   1,243 1,163 (Disbursement) 7.1% y-o-y, 6.3% q-o-q

10. 10

    455 341 (Total Income) 33.4% y-o-y

11. 11

    119 88 (PAT) 35.5% y-o-y, 13.6% q-o-q

12. 12

    5.1% (Spread)

13. 13

    3.7% (ROA)

14. 14

    1.8% (Gross Stage 3)

15. 15

    34.2% (Cost to Income)

16. 16

    1,243 Cr Q1FY26 Disbursement

17. 17

    719 Cr Q1FY26 Net Interest Income

18. 18

    105 Cr Q1FY26 Other Income

19. 19

    19 Cr Q1FY26 QIP Expenses

20. 20

    1,231 Cr Q1FY26 Net Worth Post QIP

21. 21

    5.4% (1+ DPD)

22. 22

    3.5% (30+ DPD)

23. 23

    1.8% (Gross Stage 3)

24. 24

    40 bps (Credit Cost)