| Metric | Value (₹ Cr) | vs Q2 FY25 |
|---|---|---|
| Revenue | 7.8K | 5.0% |
| Total Income | 8.6K | 2.1% |
| Expenditure | 5.8K | 0.2% |
| PBT | 2.7K | 7.8% |
| Net Profit | 1.9K | 4.3% |
| OPM | — | |
| NPM | 22.36% | 1.38pp |
| EPS | 1.81 | 4.6% |
IDBI Bank Limited Reports Significant Surge in Net Profit for Q3 FY 2025
20 Jan 2025 · 20 Jan 2025, 08:23 pm
Summary
IDBI Bank Limited has reported a significant surge in net profit for the quarter and nine months ended December 31, 2024. The net profit for Q3 FY 2025 stands at ₹ 31,908 crore, marking a 31% YoY growth and 4% QoQ growth.
Key Highlights
- 1
Net Profit surges to ₹ 31,908 crore, YoY growth of 31% and 4% QoQ
- 2
Net Interest Income at ₹ 4,228 crore, YoY growth of 23%
- 3
Net Interest Margin (NIM) at 5.17%, showing a YoY growth of 45 bps
- 4
Gross NPA down to 3.57%, representing a YoY reduction of 112 bps
- 5
Net NPA down to 0.18%, indicating a YoY reduction of 16 bps
- 6
CRAR stood at 21.98%, improved by 166 bps YoY
- 7
Total Deposits stood at ₹ 2,82,439 Cr, YoY growth of 9%
- 8
Net Advances stood at ₹ 2,06,807 Cr, indicating a YoY growth of 18%
Management Comments
IDBI Bank Limited
Operating Profit at ₹ 22,802 crore, YoY growth of 20%. NIM stood at 5.17%, YoY growth of 45 bps. Cost to Income ratio stood at 43.71%, down from 47.22% YoY. CRAR stood at 21.98% with YoY growth of 166 bps. Return on Assets (ROA) stood at 1.99%, YoY growth of 29 bps. Return on Equity (ROE) stood at 20.13%, YoY growth of 56 bps. Net NPA down to 0.18%, YoY reduction by 16 bps. Gross NPA down to 3.57%, YoY reduction by 112 bps. PCR stood at 99.47%, YoY improvement by 30 bps.
Informational and educational content only. Not investment advice.