Summary

IDBI Bank has reported a 17% rise in Profit After Tax (PAT) in Q1 FY 2026. The Net Profit surged to INR 2,007 crore, registering a growth of 17% YoY. The Operating Profit was recorded at INR 2,354 crore, YoY growth of 13%. The Total Business stood at INR 5,08,775 crore, YoY growth of 8%. The Total Deposits stood at INR 2,96,868 cr, YoY growth of 7%. The Net Advances stood at INR 2,11,907 cr, YoY growth of 9%. The Gross NPA was down to 2.93%, YoY reduction by 94 bps. The Net NPA was down to 0.21%, YoY reduction by 2 bps. The Return on Assets (ROA) improved to 2.01%, YoY growth of 18 bps. The Provision Coverage Ratio (PCR) was at 99.31%. The CRAR was at 25.39%, YoY growth by 297 bps. The CASA ratio was at 44.65%.

Key Highlights

1. 1

   Net Profit surges to INR 2,007 crore, registering a growth of 17% YoY

2. 2

   Operating Profit recorded at INR 2,354 crore, YoY growth of 13%

3. 3

   Total Business stood at INR 5,08,775 crore, YoY growth of 8%

4. 4

   Total Deposits stood at INR 2,96,868 cr, YoY growth of 7%

5. 5

   Net Advances stood at INR 2,11,907 cr, YoY growth of 9%

6. 6

   Gross NPA down to 2.93%, YoY reduction by 94 bps

7. 7

   Net NPA down to 0.21%, YoY reduction by 2 bps

8. 8

   Return on Assets (ROA) improved to 2.01%, YoY growth of 18 bps

9. 9

   Provision Coverage Ratio (PCR) at 99.31%

10. 10

    CRAR at 25.39%, YoY growth by 297 bps

11. 11

    CASA ratio at 44.65%