Summary

IDBI Bank has reported a surge in net profit by 98% YoY to Rs. 3,627 Crore for the quarter ended September 30, 2025. The operating profit stood at Rs. 23,523 crore, registering a YoY growth of 17%. The total business stood at Rs. 5,33,730 crore, with total deposits and net advances at Rs. 3,03,510 crore and Rs. 2,30,220 crore respectively. The return on assets (ROA) improved to 3.55%, while the gross NPA ratio stood at 2.65%. The bank also won two awards at the 3rd ICC emerging Asia Banking Conclave & Awards 2025.

Key Highlights

1. 1

   Net Profit surges to Rs. 3,627 crore, registering a growth of 98% YoY

2. 2

   Operating Profit recorded at Rs. 23,523 crore, YoY growth of 17%

3. 3

   Total Business stood at Rs. 5,33,730 crore, YoY growth of 12%

4. 4

   Total Deposits stood at Rs. 3,03,510 crore, YoY growth of 9%

5. 5

   Net Advances stood at Rs. 2,30,220 crore, YoY growth of 15%

6. 6

   Return on Assets (ROA) improved to 3.55%, YoY growth by 158 bps

7. 7

   CRAR at 25.39%, YoY growth by 341 bps

8. 8

   Gross NPA down to 2.65%, YoY reduction by 103 bps

9. 9

   Net NPA stood at 0.21%

10. 10

    Provision Coverage Ratio (PCR) at 99.26%

11. 11

    CASA ratio at 45.81%