| Metric | Value (₹ Cr) | Q2 FY26 | Q3 FY25 |
|---|---|---|---|
| Revenue | 8.2K | 4.1% | 14.8% |
| Total Income | 9.7K | 4.9% | 14.9% |
| Expenditure | 7.1K | 3.7% | 15.0% |
| PBT | 1.4K | 20.9% | 10.4% |
| Net Profit | 1.4K | 11.2% | 56.0% |
| OPM | 31.85% | 1.26pp | |
| NPM | 14.11% | 0.79pp | 3.71pp |
| EPS | 0.71 | 9.2% |
Indian Overseas Bank Reports All-Time High Net Profit of ₹ 1,365 Cr in Q3FY26, Up 56.18% YoY
14 Jan 2026 · 14 Jan, 2:26 pm
Summary
Indian Overseas Bank (IOB) has reported an all-time high net profit of ₹ 1,365 Crore in Q3FY26, a significant increase of 56.18% YoY. The bank's profitability, operating profit, and net interest income have also shown substantial growth.
Key Highlights
- 1
Net Profit increased by 56.18% to ₹ 1,365 crore in Q3FY26 on Y-o-Y basis
- 2
Operating Profit increased by 14.87% to ₹ 2,603 crore in Q3FY26 on Y-o-Y basis
- 3
Net Interest Income (NII) increased by 18.29% to ₹ 3,299 crore in Q3FY26 on Y-o-Y basis
- 4
Total business increased by 18.71% to ₹ 6.44 lakh Crore as on December 2025
- 5
Gross NPA ratio at 1.54% reduced by 101 bps YoY
- 6
Slippage Ratio for Q3FY26 improved by 2 bps YoY and stands at 0.11%
- 7
Recovery from the written off accounts (technical write off & set off) for Q3FY26 stand at ₹ 635 Crore
- 8
Capital Adequacy Ratio (CAR) at the end of Q3FY26 stands at 16.30%
Management Comments
Not Provided
Not Provided
Informational and educational content only. Not investment advice.