Summary

Indian Overseas Bank (IOB) has reported an all-time high net profit of ₹ 1,365 Crore in Q3FY26, a significant increase of 56.18% YoY. The bank's profitability, operating profit, and net interest income have also shown substantial growth.

Key Highlights

1. 1

   Net Profit increased by 56.18% to ₹ 1,365 crore in Q3FY26 on Y-o-Y basis

2. 2

   Operating Profit increased by 14.87% to ₹ 2,603 crore in Q3FY26 on Y-o-Y basis

3. 3

   Net Interest Income (NII) increased by 18.29% to ₹ 3,299 crore in Q3FY26 on Y-o-Y basis

4. 4

   Total business increased by 18.71% to ₹ 6.44 lakh Crore as on December 2025

5. 5

   Gross NPA ratio at 1.54% reduced by 101 bps YoY

6. 6

   Slippage Ratio for Q3FY26 improved by 2 bps YoY and stands at 0.11%

7. 7

   Recovery from the written off accounts (technical write off & set off) for Q3FY26 stand at ₹ 635 Crore

8. 8

   Capital Adequacy Ratio (CAR) at the end of Q3FY26 stands at 16.30%