| Metric | Value (₹ Cr) | vs Q2 FY26 |
|---|---|---|
| Revenue | 346.39 | 2.9% |
| Total Income | 346.52 | 2.9% |
| Expenditure | 338.21 | 2.3% |
| PBT | 8.31 | 20.9% |
| Net Profit | 8.30 | 20.9% |
| OPM | 44.14% | 7.62pp |
| NPM | 2.40% | 0.54pp |
| EPS | 0.58 | 24.7% |
IndoStar Capital Finance Q3FY’26 Disbursements Up 20%, AUM at INR 7,692 Crore
09 Feb 2026 · 9 Feb, 8:42 pm
Summary
IndoStar Capital Finance, a middle-layered non-banking finance company, announced its financial results for the quarter and nine months ended December 31, 2025. The company, which operates as a standalone NBFC with a focus on Vehicle Finance (VF) and Micro Loans Against Property (M-LAP), saw a 20% growth in disbursements and a 2% growth in AUM. Net revenue from operations grew 10% QoQ and 16% YoY, while Pre-provision Operating profit (PPOP) at INR 85.2 crore grew 23% QoQ and 44% YoY.
Key Highlights
- 1
Q3FY’26 Disbursements at INR 1,117 crore, up 20% vis-a-vis Q2FY’26
- 2
AUM stood at INR 7,692 crore, up 2% vis-a-vis Q2FY’26
- 3
Net revenue from operations grew 10% QoQ and 16% YoY
- 4
Pre-provision Operating profit (PPOP) at INR 85.2 crore grew 23% QoQ and 44% YoY
- 5
Over the last few quarters, the company has been able to successively reduce its weighted cost of funds on a per annum per month (p.a.p.m) basis to 10.09% in Q3 FY26
- 6
Gross Stage 3 stands at 4.06% in Q3FY26 and Net Stage 3 is at 1.75%
Management Comments
Mr. Amandeep Singh Sandhu
Mr. Amandeep Singh Sandhu joined IndoStar as Chief Operating Officer — Vehicle Finance. Mr. Sandhu has 27 years of experience in the lending sector, including over 12 years at Cholamandalam
Mr. Shivam Choudhary
Mr. Shivam Choudhary joined IndoStar as Chief Technology Officer. Mr. Choudhary has 20 years of experience in driving technology and tech transformation, including 11 years at PNB Housing Finance.
Informational and educational content only. Not investment advice.