| Metric | Value (₹ Cr) | vs Q3 FY25 |
|---|---|---|
| Revenue | 10.6K | 16.9% |
| Total Income | 11.3K | 25.2% |
| Expenditure | 11.8K | 2.4% |
| PBT | -3.0K | 262.3% |
| Net Profit | -2.3K | 266.1% |
| OPM | -4.62% | |
| NPM | -20.53% | 29.78pp |
| EPS | 29.90 | 66.0% |
IndusInd Bank Reports Full Year Net Profit of ₹2,575 Crores Despite Facing Multiple Material Developments
21 May 2025 · 21 May 2025, 06:43 pm
Summary
IndusInd Bank has reported a full year Net Profit After Tax of ₹2,575 crores for the financial year ended March 31, 2025. The bank's Capital Adequacy remains robust at 16.24% and the Net worth is at ₹62,532 crores in Q4FY25. The bank has a healthy liquidity position with LCR of 118% average for Q4FY25 and continues to be comfortable with an LCR of 139% average for the first half of the ongoing QIFY26. The bank's balance sheet remains healthy after absorbing all these impacts with a Capital Adequacy Ratio of 16.24%, Provision Coverage Ratio of 70% and average LCR of 118% with excess liquidity of ₹39,600 crores.
Key Highlights
- 1
Consolidated financial results
- 2
Addressed recent concerns through internal and independent external reviews
- 3
Bank has reported a full year Net Profit After Tax of ₹2,575 crores
- 4
Capital Adequacy of the Bank remains robust at 16.24%
- 5
Healthy liquidity position with LCR of 118% average for Q4FY25
- 6
Bank’s balance sheet remains healthy after absorbing all these impacts
- 7
Leadership transition in process
- 8
Bank continues to execute its strategy of focusing on domains like vehicle finance, retailisation of liabilities, scaling up SME and new businesses and building a One Bank approach
Management Comments
Mr. Sunil Mehta
The Board and the Management acknowledge that the lapses happened have been unfortunate for an institution like our Bank. However, the Board along with the management have shown a strong resolve to address all the identified issues in timely and comprehensive manner. The Bank has a robust Networth and balance sheet even after absorbing impact from all the past anomalies. The learnings from these incidents will be imbibed to reinforce the governance and compliance culture of the organisation. The Bank at its core has profitable business model and it will pivot towards sustainable growth as we put this episode behind us.
Mr. Soumitra Sen and Mr Anil Rao
The Bank’s core competencies remain strong which allows it to take these challenges in its stride. We are confident that the Bank will emerge stronger as the foundation will become robust incorporating the learnings from recent events. The management is committed to ensure interests of all the stakeholders are protected and deliver on the near and long term growth agenda with unrelenting focus on governance.
Informational and educational content only. Not investment advice.