| Metric | Value (₹ Cr) | vs Q2 FY26 |
|---|---|---|
| Revenue | 900.90 | 8.2% |
| Total Income | 901.05 | 10.1% |
| Expenditure | 565.92 | 29.6% |
| PBT | 335.13 | 40.8% |
| Net Profit | 268.98 | 61.3% |
| OPM | 61.60% | 8.55pp |
| NPM | 29.85% | 39.49pp |
| EPS | 0.42 | 61.8% |
Jio Financial Services Ltd: Q3 FY26 Total Income at Rs. 901 crore, up 101% YoY; Pre-Provisioning Operating Profit at Rs. 354 crore, up 7% YoY
15 Jan 2026 · 15 Jan, 4:57 pm
Summary
The Board of Directors of Jio Financial Services Limited approved the unaudited financial results for the third quarter of financial year 2025-26, ended December 31, 2025 (Q3 FY26). The company reported a 101% YoY increase in total income and a 7% YoY growth in pre-provisioning operating profit. The growth was partially offset by higher expenses and lower share of associates and JVs due to ongoing investments for long-term growth and scale at the AMC and Wealth Management Company.
Key Highlights
- 1
Q3FY26 Consolidated Total Income at Rs. 901 crore, up 101% YoY
- 2
Pre-Provisioning Operating Profit grew 7% YoY to Rs. 354 crore
- 3
Share of Net Income from Business to Consolidated Total Net Income grew to 55% in Q3 FY26, from 20% in Q3 FY25
- 4
NBFC's Assets Under Management (AUM) at Rs.19,049 crore, up 4.5x YoY and 29% QoQ
- 5
AMC's AUM at Rs. 14,972 crore across 10 funds; 1 million retail investor base
- 6
Payment Solutions’ Transaction Processing Volume at Rs. 16,315 crore, up 2.6x YoY
- 7
Payments Bank's Deposits at Rs. 507 crore, up 94% YoY
- 8
Jio Credit Limited Gross Disbursements of Rs. 8,615 crore, ~2x YoY and 30% sequentially
- 9
Jio Payments Bank Total income grew 10x YoY and doubled sequentially to Rs. 61 crore
- 10
Jio Payment Solutions Transaction Processing Volume (TPV) at Rs. 16,315 crore, up 2.6x YoY
- 11
Jio Insurance Broking Facilitated premium of Rs. 212 crore in Q3 FY26, up 23% YoY
Management Comments
Jio Financial Services Limited
The business portfolio has a balance mix of ventures that are in the growth phase - including the NBFC, Payments Bank, Payment Solutions, Insurance Broking and Asset Management; and those at an incubation stage - including Wealth Management, Securities Broking, Reinsurance and proposed Primary (Life and General) Insurance. The Company’s earnings reflect the rapid scaling up of growth-stage entities, alongside sustained strategic capital deployment to nurture early-stage businesses.
Informational and educational content only. Not investment advice.