Summary

Karnataka Bank has posted a Net Profit of Rs. 292.40 crores for Q1 of FY26 as against Rs. 400.33 crores during the corresponding Q1 of FY 25. The Bank’s Aggregate Business (Gross) stood at Rs 1,77,509.19 crores for Q1 of FY26 compared to Rs 1,75,534.89 crores for Q1 of FY 25 registering a YoY growth of 1.12%. The Aggregate deposits of the Bank stood at Rs 1,03,242.17 crores for Q1 of FY 26 as against Rs. 1,00,079.88 crores for Q1 of FY 25 with a YoY growth of 3.16%. Bank’s Gross advances stood at Rs. 74,267.02 crores as against Rs. 75,455.01 crores as of Q1 of FY25. The operating profit of the Bank stood at Rs. 467.29 crores and Net Interest Income stood at Rs 755.60 crore as at the quarter ended 30.06.2025. The book quality is steadily improving with Gross NPAs declined to 3.46% at end of Q1 of FY26 compared to 3.54% in the corresponding Q1 of FY25. Net NPAs [NNPAs] stood at 1.44 % in Q1 of FY26 from 1.66% in the corresponding Q1 of FY25. The Capital Adequacy Ratio of the Bank has further improved to 20.46% at end of Q1 of FY26 as compared to 17.64% at end of Q1 of FY25.

Key Highlights

1. 1

   Q1 Net Profit of Rs. 292.40 Crores for FY26

2. 2

   YoY growth of 1.12% in Aggregate Business (Gross)

3. 3

   YoY growth of 3.16% in Aggregate deposits

4. 4

   Gross advances stood at Rs. 74,267.02 crores

5. 5

   Operating profit of the Bank stood at Rs. 467.29 crores

6. 6

   Net Interest Income stood at Rs 755.60 crore

7. 7

   Improving book quality with Gross NPAs declined to 3.46%

8. 8

   Capital Adequacy Ratio of the Bank has further improved to 20.46%