During the quarter, the Bank witnessed a marginal QoQ decline in topline performance but achieved improvement in asset quality. Our focus will continue to remain on the RAM (Retail, Agri, and MSME) segments, alongside strengthening our base of low-cost deposits. These efforts are expected to enhance spreads and, in turn, improve NII. The Bank is also actively working to build a high-quality credit portfolio, with initiatives across all levels aimed at minimizing slippages and recovering Non- Performing Assets. Additionally, our Analytical Centre of Excellence (ACoE) has been instrumental in driving data-led transformation through the implementation of tools such as Retail Loan Propensity, Micro Market Analysis, Deposit Propensity, Primary Bank Index, Collection Prioritization, and Behaviour Scorecard. These tools have been integrated into our business processes, embedding analytics into decision-making and supporting predictive and strategic analytics use cases to enhance efficiency and insight across the Bank. Our mission and vision remains clear and steadfast as we continue to pursue, our objectives with renewed focus and energy.