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KARUR VYSYA BANK LTD. Q3 FY25 Results

KARURVYSYAQ3 FY25 Results
Filing
MetricValue ( Cr)vs Q2 FY25
Revenue2.5K11.5%
Total Income3.0K11.1%
Expenditure730.953.3%
PBT667.8310.1%
Net Profit496.0313.6%
OPM32.79%3.44pp
NPM19.95%0.49pp
EPS0.625.1%
View full financials

Karur Vysya Bank Announces Financial Results for Quarter/Nine Months Ended 31st December 2024: Business Up by 14.93% YOY and 3.32% for the Quarter

21 Jan 2025 · 21 Jan 2025, 02:35 pm

Summary

Karur Vysya Bank Ltd. has announced its financial results for the quarter and nine months ended December 31, 2024. The bank reported a YoY growth of 14.93% in total business, reaching 1,81,993 crore. Total deposits grew by 15.75% YoY to 99,155 crore, and total advances increased by 13.96% YoY to 82,838 crore. The net profit for the nine months registered a growth of 24.28% to 1,428 crore. The bank's CRAR stands at 15.91% as on December 31, 2024, and the GNPA has improved to 0.83%.

Key Highlights

  1. 1

    Total Business up by 14.93% YOY and 3.32% for the quarter

  2. 2

    Deposits up by 15.75% YOY and 3.46% for the quarter

  3. 3

    Loan Book grew at 13.96% YOY and 3.16% for the quarter

  4. 4

    Net profit for the nine months registered a growth of 24.28%

  5. 5

    CRAR stands at 15.91% as on December 31, 2024

  6. 6

    GNPA at 0.83%, NNPA at 0.20%

Management Comments

R

Ramesh Babu B

Managing Director & CEO, The Karur Vysya Bank

We have continued another strong quarter of performance, guided by our three key metrics: growth, profitability, and asset quality. The bank’s performance indicators align with our guidance, demonstrating consistent and inclusive growth. We have maintained strong trajectory of growth in RAM (Retail, Agriculture, and MSME) verticals, continuing the solid start we made at the beginning of the year. I am confident that the same will be maintained going forward.

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