| Metric | Value (₹ Cr) | vs Q4 FY25 |
|---|---|---|
| Revenue | 17.2K | 2.8% |
| Total Income | 26.7K | 1.7% |
| Expenditure | 19.3K | 1.8% |
| PBT | 6.1K | 4.7% |
| Net Profit | 4.4K | 9.8% |
| OPM | 42.76% | 1.91pp |
| NPM | 16.59% | 1.47pp |
| EPS | 22.49 | 9.3% |
Kotak Mahindra Bank Announces Q1FY26 Results with Consolidated PAT at ₹ 4,472 Crore and Standalone PAT at ₹ 3,282 Crore
26 Jul 2025 · 26 Jul 2025, 01:23 pm
Summary
Kotak Mahindra Bank has announced its Q1FY26 results with a consolidated PAT of ₹ 4,472 Crore and a standalone PAT of ₹ 3,282 Crore. The Bank's total assets under management grew by 18% YoY to ₹ 750,143 Crore. The domestic MF equity AUM increased by 22% YoY to ₹ 357,323 Crore. The Bank's Book Value per Share increased to ₹ 829, up 17% YoY from ₹ 710. The Bank's ROA for Q1FY26 (annualized) was 2.03% and ROE for Q1FY26 (annualized) was 11.13%.
Key Highlights
- 1
Consolidated PAT for Q1FY26 increased by 1% YoY to ₹ 4,472 Crore
- 2
Standalone PAT for Q1FY26 stood at ₹ 3,282 Crore
- 3
Total Assets Under Management grew by 18% YoY to ₹ 750,143 Crore
- 4
Domestic MF Equity AUM increased by 22% YoY to ₹ 357,323 Crore
- 5
Book Value per Share increased to ₹ 829, up 17% YoY from ₹ 710
- 6
Consolidated Capital Adequacy Ratio as per Basel Ill was 23.7% and CET1 ratio was 22.7%
- 7
Average Liquidity Coverage Ratio stood at 138% for QIFY26
- 8
Average advances (incl. IBPC & BRDS) for Q1FY26 grew at 14% YoY
- 9
Net Advances increased 14% YoY to ₹ 444,823 Crore as at June 30, 2025
- 10
CASA ratio as at June 30, 2025 stood at 40.9%
- 11
TD sweep balance grew 23% YoY to ₹ 59,098 Crore
- 12
Cost of funds was 5.01% at QIFY26
- 13
Credit to Deposit ratio as at June 30, 2025 stood at 86.7%
- 14
Customers as on June 30, 2025 were 5.4 crore
- 15
Net Interest Income (NII) for Q1FY26 increased to ₹ 7,259 Crore, up 6% YoY
- 16
Fees and services for Q1FY26 stood at ₹ 2,249 Crore
- 17
Operating profit for Q1FY26 increased to ₹ 5,564 Crore, up 6% YoY
- 18
As at June 30, 2025, GNPA was 1.48% & NNPA was 0.34%
- 19
Standalone Return on Assets (ROA) for QIFY26 (annualized) was 1.94%
- 20
Return on Equity (ROE) for Q1FY26 (annualized) was 10.94%
- 21
Capital Adequacy Ratio of the Bank, as per Basel Ill, as at June 30, 2025 was 23.0% and CET1 ratio of 21.8%
Management Comments
Kotak Mahindra Bank
The Board of Directors of Kotak Mahindra Bank approved the unaudited standalone and consolidated results for the quarter ended June 30, 2025.
Informational and educational content only. Not investment advice.