| Metric | Value (₹ Cr) | Q1 FY26 | Q2 FY25 |
|---|---|---|---|
| Revenue | 17.2K | 0.3% | 4.7% |
| Total Income | 24.9K | 6.8% | 7.4% |
| Expenditure | 17.9K | 7.5% | 7.5% |
| PBT | 6.0K | 1.5% | 10.3% |
| Net Profit | 4.4K | 0.4% | 11.0% |
| OPM | 40.80% | 1.96pp | |
| NPM | 17.85% | 1.26pp | 0.74pp |
| EPS | 22.47 | 0.1% | 11.4% |
Kotak Mahindra Bank Announces Q2FY26 Results: Consolidated PAT at 4,468 crore, Standalone PAT at 3,253 crore
25 Oct 2025 · 25 Oct 2025, 12:31 pm
Summary
Kotak Mahindra Bank announced its Q2FY26 results with a consolidated PAT of 4,468 crore and a standalone PAT of 3,253 crore. The bank's net advances grew by 16% YoY and total deposits grew by 14% YoY. The net interest income increased by 4% YoY and the net interest margin was 4.54% for Q2FY26.
Key Highlights
- 1
Consolidated PAT for Q2FY26 stood at 4,468 crore
- 2
Standalone PAT for Q2FY26 at 3,253 crore
- 3
Net Advances increased 16% YoY to 462,688 crore
- 4
Average Total Deposits grew to 2 510,538 crore for Q2FY26
- 5
Net Interest Income (NII) for Q2FY26 increased to 7,311 crore
- 6
Net Interest Margin (NIM) was 4.54% for Q2FY26
- 7
Credit cost (annualised) for Q2FY26 stood at 0.79%
- 8
GNPA was 1.39% & NNPA was 0.32% at September 30, 2025
- 9
Capital Adequacy Ratio of the Bank, as per Basel Ill, as at September 30, 2025 was 22.1% and CET1 ratio of 20.9%
Informational and educational content only. Not investment advice.