| Metric | Value (₹ Cr) |
|---|---|
| Revenue | 7.3K |
| Total Income | 7.3K |
| Expenditure | 5.5K |
| PBT | 1.8K |
| Net Profit | 1.4K |
| OPM | 92.50% |
| NPM | 18.80% |
| EPS | 24.97 |
LIC Housing Finance Ltd Announces FY2025 Results: Profit After Tax Up by 14%, Net Interest Margins at 2.86%
15 May 2025 · 15 May 2025, 10:02 pm
Summary
LIC Housing Finance Ltd has announced its FY2025 results with a profit after tax of Rs. 5429.02 crs, up by 14%. The net interest margins for Q4FY25 were at 2.86%. The company's revenue from operations grew to Rs. 7283.33 crs in Q4 FY2025. Total disbursements were at Rs. 19156 crs in Q4 FY2025, up by 5%. The individual home loan portfolio stood at Rs. 261562 Cr as on March 31, 2025. The Stage 3 Exposure at Default as of March 31, 2025, stood at 2.47 %. The company's Net Interest Income (NII) for 12 months stood at Rs. 8129.51 crs. The Board of Directors have recommended a dividend of 500%.
Key Highlights
- 1
Profit after tax at Rs.5429.02 crs, up by 14%
- 2
Net Interest Margins for Q4FY25 at 2.86%
- 3
Revenue from operations at Rs. 7283.33 crs
- 4
Total disbursements at Rs. 19156 crs in Q4 FY2025, up by 5%
- 5
Individual Home Loan portfolio at Rs. 261562 Cr
- 6
Stage 3 Exposure at Default at 2.47 %
- 7
Net Interest Income (NII) for 12 months at Rs. 8129.51 crs
Management Comments
Shri. Tribhuwan Adhikari
Managing Director & Chief Executive Officer of LIC Housing Finance Limited
The housing finance sector has been witnessing strong credit growth with tier-2 and tier-3 cities as main drivers. This has provided a momentum to our efforts towards deeper penetration and improving financial inclusion across the country. Our constant focus towards customer service, effective cost management and improvement in asset quality have contributed to stable margins and improved profitability. As we move into the next fiscal, we remain optimistic about our industry growth, especially in the affordable segment. This should give us a positive road map over the upcoming months.
Informational and educational content only. Not investment advice.