| Metric | Value (₹ Cr) | Q4 FY26 | Q1 FY26 |
|---|---|---|---|
| Revenue | 3.74 | 2.8% | 61.4% |
| Total Income | 3.88 | 5.6% | 63.5% |
| Expenditure | 3.10 | 4.0% | 41.2% |
| PBT | 0.78 | 12.2% | 335.6% |
| Net Profit | 0.58 | 15.9% | 288.5% |
| OPM | 45.59% | 0.90pp | 30.05pp |
| NPM | 14.93% | 1.34pp | 8.65pp |
| EPS | 0.03 | 50.0% | 200.0% |
Revenue grew 61% YoY with OPM nearly tripling (15.5%→45.6%) driving 288% PAT growth, but on a sub-₹1cr profit base the outsized swing is a base-effect, capping this below a true standout.
DhanSafal Finserve PAT Grows 287% YoY to ₹58 Lakh in Q1 FY27
17 Aug 2026 · 17 Aug, 7:30 pm
Summary
DhanSafal Finserve Limited announced robust financial results for the quarter ended June 30, 2026, marking a strong start to FY 2026-27. The company achieved a significant 62% year-on-year growth in Revenue from Operations, reaching ₹374 lakh, supported by its expanding lending activities. Profitability improved substantially, with PAT surging by 287% to ₹58 lakh and EBITDA increasing by 343% to ₹185 lakh, attributed to improved operating leverage. The company's Assets Under Management (AUM) grew by 59% year-on-year to ₹8,761 lakh, underscoring the successful scaling of its lending platform. Management expressed optimism for future growth, emphasizing a focus on strengthening the lending platform, expanding geographic presence, and maintaining prudent risk practices.
Key Highlights
- 1
DhanSafal Finserve Limited reported a strong start to FY 2026-27, with Profit After Tax (PAT) growing by an impressive 287% year-on-year to ₹58 lakh for the quarter ended June 30, 2026.
- 2
Assets Under Management (AUM) increased by 59% year-on-year to ₹8,761 lakh, demonstrating the successful scaling of the company's lending portfolio.
- 3
Revenue from Operations grew significantly by 62% to ₹374 lakh, driven by increased lending activities and associated income streams.
- 4
EBITDA saw a substantial surge of 343% to ₹185 lakh, reflecting improved operating leverage and business volume growth.
- 5
The company's lending book remains focused on secured Loans Against Property (LAP) and MSME-focused credit across its three core product lines.
- 6
Portfolio Outstanding stood at approximately ₹87 crore as of June 30, 2026, indicating robust growth in its loan book.
Management Comments
Ankur Agrawal
We are pleased to begin FY 2026–27 on a strong note, delivering robust growth across our key financial and business parameters. Our Revenue from Operations grew by 62% year-on-year, while Profit After Tax increased by 287%, reflecting strong business momentum and improved operating performance. The quarter also witnessed continued expansion of our lending franchise, with AUM increasing to ₹88 crore as of June 30, 2026, representing a 59% year-on-year growth. Portfolio Outstanding stood at approximately ₹87 crore as of June 30, 2026, reflecting approximately 91% year-on-year growth. With a growing customer base and an expanding lending network, we remain focused on scaling our operations while maintaining disciplined portfolio management and prudent risk practices. Going forward, we remain committed to strengthening our lending platform, expanding our geographic presence, enhancing operational efficiency and maintaining portfolio quality. We are optimistic about the growth opportunities ahead and remain focused on delivering sustainable growth and long-term value for our stakeholders.
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