| Metric | Value (₹ Cr) | vs Q2 FY26 |
|---|---|---|
| Revenue | 506.75 | 5.5% |
| Total Income | 507.80 | 5.3% |
| Expenditure | 375.90 | 4.6% |
| PBT | 127.08 | 3.4% |
| Net Profit | 93.32 | 2.1% |
| OPM | 70.83% | 1.30pp |
| NPM | 18.38% | 0.58pp |
| EPS | 5.08 | 2.0% |
MAS Financial Reports Robust Financial Performance with 18.28% AUM Growth and 20.55% PAT Increase
28 Jan 2026 · 28 Jan, 5:12 pm
Summary
MAS Financial Services Limited, a specialized MSME financing company, has reported a robust financial performance for the quarter and nine months ended on December 31, 2025. The company has reported a growth of 18.28% in AUM and 20.55% in PAT (excluding one-time impact of New Labour Code provision). The standalone disbursement was ₹ 3599.03 Crores during the quarter ended 31* December 2025. The portfolio quality remained stable and strong with 2.56% gross stage 3 assets and 1.72% net stage 3 assets of AUM.
Key Highlights
- 1
18.28% growth in AUM and 20.55% growth in PAT (excluding one-time impact of New Labour Code provision)
- 2
Standalone disbursement of ₹ 3599.03 Crores
- 3
2.56% gross stage 3 assets and 1.72% net stage 3 assets of AUM
- 4
Capital Adequacy Ratio of 22.84% (including Tier || capital) as of 31°* December 2025
Management Comments
Mr. Kamlesh Gandhi
The performance of the company was robust as demonstrated over three decades. The focus remains on strengthening the distribution and improving efficiencies by optimum use of technology. We remain confident for a consistent and prudent growth between 20% to 25% in the medium to long term.
Informational and educational content only. Not investment advice.