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Max Financial Services Ltd Q3 FY26 Results

MFSLQ3 FY26 Results
Filing
MetricValue ( Cr)vs Q2 FY26
Revenue14.3K45.6%
Total Income14.3K45.6%
Expenditure14.2K45.2%
PBT50.06694.6%
Net Profit44.76662.5%
OPM0.55%0.34pp
NPM0.31%0.25pp
EPS1.07791.7%
View full financials

Max Financial Services Ltd Reports 18% Growth in Consolidated Revenue Excluding Investmentincome in 9M FY’26; Axis Max Life Sees 20% YoY Growth in Individual Adjusted First Year Premium

11 Feb 2026 · 11 Feb, 6:43 pm

Summary

Max Financial Services Ltd has recorded consolidated revenue excluding investment income at 24,625 crores, growing 18% year-on-year in 9M FY’26. Axis Max Life Insurance Limited has reported new business growth (Individual Adjusted First Year Premium) of 20% in 9M FY’26, reaching 6,396 crores, resulting in a private market share gain of 53 basis points (bps) to 9.8%.

Key Highlights

  1. 1

    Max Financial Services Limited reports 18% growth in consolidated revenue excluding investment income

  2. 2

    Axis Max Life continues outperforming private industry; Private market share increases by 53 bps to 9.8%

  3. 3

    Individual Adjusted First Year Premium at 6,396 crores, grew 20% YoY

  4. 4

    Gross Written Premium: 25,195 crores, up 18% Year-on-Year (YoY)

  5. 5

    Value of New Business (VNB) at 31,633 crores with a YoY growth of 30%

  6. 6

    New business margin improved to 23.6%; Total APE growth of 21% achieved

  7. 7

    Embedded Value at 728,110 crores, grew 16% with an Operating RoEV of 16.9%

  8. 8

    Individual New Business Sum Assured grew by 41%

  9. 9

    Assets Under Management (AUM) at 1.93 lakh crores, up by 12% YoY

Management Comments

S

Sumit Madan

Managing Director and Chief Executive Officer, Axis Max Life

Axis Max Life’s 9M FY’26 performance reflects the strength of a well-defined strategy executed with discipline and consistency. We delivered sustained double-digit growth outpacing the private life insurance industry, emerging as the fastest-growing player among the top ten insurers and achieving the highest market share gains in the sector. This growth is driven by the strength of our Individual Adjusted First Year Premium and Value of New Business, supported by broad-based expansion across proprietary channels. Our Agency vertical remains the industry’s fastest-growing, with continued momentum across our strategic partnership businesses. As we scale, our commitment to delivering value to investors and customers remains steadfast. We are sharpening our competitive edge by focusing on elevating the customer experience through continuous digital innovation. This remains the primary engine driving our long-term growth and market leadership.”

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