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Max Financial Services Ltd Q4 FY26 Results

MFSLQ4 FY26 Results
Filing
MetricValue ( Cr)Q3 FY26Q4 FY25
Revenue10.8K24.2%12.7%
Total Income10.8K24.3%12.8%
Expenditure10.8K23.7%12.3%
PBT-38.07176.1%258.1%
Net Profit-31.52170.4%182.3%
OPM-0.06%0.61pp0.22pp
NPM-0.29%0.60pp0.60pp
EPS0.8124.3%15.6%
View full financials

Max Financial FY'26 Revenue Up 17%; Axis Max Life VNB Jumps 26%

13 May 2026 · 13 May, 2:40 pm

Summary

Max Financial Services Limited reported a consolidated revenue, excluding investment income, of ₹38,039 crores for FY’26, a 17% year-on-year increase, with consolidated Profit after Tax at ₹106 crores. Its subsidiary, Axis Max Life, delivered strong operational performance, with Individual Adjusted First Year Premium growing by 19% to ₹9,885 crores and Gross Written Premium rising 17% to ₹38,877 crores. Profitability measures also improved, as the Value of New Business (VNB) increased by 26% to ₹2,647 crores, and New Business Margins rose to 25.2%. Sumit Madan, MD and CEO of Axis Max Life, highlighted that the company's 19% FYP growth surpassed the private industry average, expanding its market share to 10.4%.

Key Highlights

  1. 1

    Max Financial Services Limited reported consolidated revenue excluding investment income of ₹38,039 crores for FY’26, marking a 17% year-on-year growth.

  2. 2

    The company posted a consolidated Profit after Tax of ₹106 crores for FY’26.

  3. 3

    Axis Max Life’s Individual Adjusted First Year Premium grew by 19% year-on-year to ₹9,885 crores, outpacing the private industry growth of 12%.

  4. 4

    Axis Max Life achieved a Gross Written Premium of ₹38,877 crores in FY’26, reflecting a 17% increase year-on-year.

  5. 5

    The Value of New Business (VNB) for Axis Max Life increased by 26% year-on-year to ₹2,647 crores, accompanied by an improvement in New Business Margins to 25.2%.

  6. 6

    Axis Max Life's Assets Under Management (AUM) expanded by 8% year-on-year to ₹1.89 lakh crores, while its Embedded Value grew 15% to ₹28,871 crores.

Management Comments

S

Sumit Madan

Axis Max Life has delivered a double-digit Individual Adjusted FYP growth of 19% in the fiscal, ahead of private industry growth of 12%. This is underpinned by the growth across our proprietary and partnership verticals. This has led our market share to expand by 56 bps and is at 10.4% in FY’26, thus maintaining our market position.

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