| Metric | Value (₹ Cr) | vs Q4 FY25 |
|---|---|---|
| Revenue | 81.75 | 17.1% |
| Total Income | 86.14 | 19.4% |
| Expenditure | 86.90 | 15.5% |
| PBT | -0.76 | 75.5% |
| Net Profit | -1.85 | 169.3% |
| OPM | 1.63% | 1.26pp |
| NPM | -2.15% | 5.86pp |
| EPS | 0.14 | 600.0% |
Niyogin Fintech Q1FY26: Profitable Growth with New Milestones in NBFC, ISU, and iServeU
08 Aug 2025 · 8 Aug 2025, 08:22 pm
Summary
Niyogin Fintech Ltd. has reported a profitable Q1FY26, with its key businesses NBFC and ISU delivering a profitable quarter. iServeU showed a profit before tax (PBT)-positive quarter and fourth straight quarter of positive EBITDA. The company's order book stands at a healthy ~Rs. 585 Crores across soundbox solutions, POS solutions and Bill payment solutions. Niyogin Fintech continues to make progress on its Partnership and Alliances led sourcing strategy with the addition of new partners and recorded gross disbursements of Rs. 160 Crores in Q1FY26.
Key Highlights
- 1
iServeU’s gross revenue stood at Rs. 37.5 Crores; Net revenue stood at Rs. 15.3 Crores (up 12% QoQ); EBITDA and PBT stands at Rs. 1.8 Crores and Rs. 0.37 Crores respectively.
- 2
iServeU’s key contract wins: Approximately Rs. 585 Crores comprising of over 31 contracts.
- 3
NBFC: Partnerships and alliances remain our dominant sourcing channel, contributing ~91% of the overall AUM* (including co-lending and ecosystem channels).
- 4
NBFC Net Revenue** grew to Rs. 7.8 Crores in Q1FY26 up 18% QoQ.
- 5
Gross Disbursement for the quarter is 160 crores, highest ever.
- 6
LTD loans disbursed stood at 1.96 lacs.
Management Comments
Tashwinder
Q1FY26 saw us reaching new milestones, delivering on our promise of profitable growth. Our key businesses - NBFC and ISU were both able to deliver a profitable quarter in line with our guidance. iServeU, continued to show profit before tax (PBT)-positive quarter and fourth straight quarter of positive EBITDA, a major achievement that reflects the success of our pivot towards the high-margin segment i.e. SaaS.
Informational and educational content only. Not investment advice.