| Metric | Value (₹ Cr) | vs Q2 FY26 |
|---|---|---|
| Revenue | 63.10 | 10.0% |
| Total Income | 80.99 | 6.2% |
| Expenditure | 78.39 | 4.0% |
| PBT | 1.83 | 97.9% |
| Net Profit | 0.48 | 24.2% |
| OPM | -11.29% | 15.20pp |
| NPM | 0.59% | 0.24pp |
| EPS | 0.01 | 50.0% |
Niyogin Fintech Reports Profitable Q3 FY26 Results; iServeU Wins New Orders and NBFC Shows Sustained Profitability
11 Feb 2026 · 11 Feb, 9:58 pm
Summary
Niyogin Fintech Ltd has reported profitable Q3 FY26 results. The NBFC and iServeU businesses have demonstrated sustained profitability. iServeU has won new orders with a current order book of ~Rs. 635 Cr across 43 contracts. The company has added 17 new partners in the Program Management business. The payments subsidiary of ISU has approached RBI for a Payment Gateway / Payment Aggregator license. The Company raised INR 40 Cr in Q3 FY26. The NBFC AUM stands at $314 Cr, with partnerships contributing ~89%. The Net revenue for the quarter was INR 7.4 Cr. The Company remains on track to meet its guidance.
Key Highlights
- 1
iServeU’s gross revenue stood at Rs. 44 Cr; net revenue stood at Rs. 21 Cr (up 23% QoQ)
- 2
iServeU’s key contract wins: UPI solution for IDBI bank
- 3
NBFC: Partnerships and alliances remain our dominant sourcing channel, contributing ~89% of the overall AUM
- 4
The number of loans processed LTD crossed 2.2 lacs this quarter
- 5
Our borrowings stands at Rs. 111 Cr. Our AUM stands at Rs. 314 Cr. Our Net Revenue for Q3FY26 was Rs. 7.4 Cr
Management Comments
Tashwinder
Q3FY26 iServeU e Net revenue stood at INR 21.2 Cr; grew 23.5% QoQ e Consistent growth in Net revenues and EBITDA e Order book stands at Rs 635 Cr Niyogin- NBFC NBFC PBT (Ex-ESOP) stands at Rs. 1.6 Cr in Q3FY26 NBFC Net Revenue’ at Rs. 7.4 Cr in Q3FY26 Gross Disbursement for the quarter is Rs. 120 Cr LTD loans disbursed stood at 2.2 lacs *Including off book exposure **Gross Income, net of partner payouts, funding costs, and credit costs
Informational and educational content only. Not investment advice.