| Metric | Value (₹ Cr) | vs Q1 FY26 |
|---|---|---|
| Revenue | 224.01 | 2.4% |
| Total Income | 224.01 | 2.4% |
| Expenditure | 155.01 | 0.1% |
| PBT | 69.00 | 8.5% |
| Net Profit | 51.54 | 9.3% |
| OPM | 75.42% | 2.23pp |
| NPM | 23.01% | 1.44pp |
| EPS | 0.57 | 9.6% |
Paisalo Digital Reports 20% AUM Growth to Rs. 54,494 Mn in Q2FY26
10 Nov 2025 · 10 Nov 2025, 05:53 pm
Summary
Paisalo Digital, a digitally enabled NBFC with over three decades of operating experience, reported its financial results for the quarter ended September 30, 2025. The company saw a 20% YoY increase in its Asset Under Management (AUM) and Total Income. The asset quality remains stable with GNPA at 0.81% and NNPA at 0.65%.
Key Highlights
- 1
AUM up 20% YoY at Rs 54,494 Mn
- 2
Disbursement of Rs 11,025 Mn, up 41% YoY
- 3
Total income increased by 20% YoY from Rs 1,870 Mn to Rs 2,240 Mn
- 4
Net Interest Income increased by 15% YoY from Rs 1,097 Mn to Rs 1,262 Mn
- 5
Collection efficiency for the quarter stood at 98.4%
- 6
Capital Adequacy Ratio remained strong at 38.2%
- 7
Net Worth grew by 19% YoY to Rs 16,799 Mn
- 8
Total geographic footprint as at Q2FY26 stood at 4,380 touchpoints across 22 states
Management Comments
Mr. Santanu Agarwal
Deputy Managing Director of Paisalo Digital Ltd
At Paisalo Digital, Q2 FY26 demonstrated disciplined growth and consistent execution. We closed the quarter with a record AUM of Rs 54,494 Mn, robust disbursements of Rs 11,025 Mn and total income reaching Rs 2,240 Mn. Our customer base surpassed the significant milestone of ~13 Mn, with nearly 1.8 Mn new customers added during the quarter, underscoring the strong traction of our inclusive last-mile credit model. Our asset quality remains robust, with GNPA and NNPA controlled at 0.81% and 0.65% respectively, reflecting prudent underwriting and effective risk management. During the quarter, strategic FCCB conversions strengthened our capital base. With a reinforced balance sheet and a scalable omnichannel platform, Paisalo is well-positioned for sustainable growth and to expand equitable credit access in the quarters ahead.
Informational and educational content only. Not investment advice.