Summary

PB Fintech delivered a robust financial performance for FY26, with its total insurance premium growing 42% year-on-year to ₹29,934 crore and operating revenue increasing 37% to ₹6,794 crore. The company's profit after tax (PAT) more than doubled, surging 115% year-on-year to ₹670 crore, accompanied by a significant margin expansion to 10%. Lending disbursals also demonstrated strong growth, rising 50% to ₹30,740 crore for the year. The company highlighted accelerating growth in its core new protection business and the increasing contribution of renewal/trail revenue, which is positioned as a key driver for long-term profit growth.

Key Highlights

1. 1

   PB Fintech reported a total insurance premium of ₹29,934 crore for FY26, marking a 42% year-on-year growth.

2. 2

   Profit after tax (PAT) for FY26 surged by 115% year-on-year to ₹670 crore, with margins improving significantly from 6% to 10%.

3. 3

   Operating revenue for FY26 stood at ₹6,794 crore, representing a 37% increase year-on-year.

4. 4

   Total lending disbursal for the full year reached ₹30,740 crore, growing by 50% year-on-year.

5. 5

   For Q4FY26, total insurance premium increased by 46% year-on-year to ₹9,217 crore, with operating revenue also growing 37% year-on-year to ₹2,061 crore.

6. 6

   The core renewal/trail revenue on a 12-month rolling basis reached ₹935 crore, up 40% year-on-year, primarily driven by a 55% growth in the insurance segment.

7. 7

   PB Partners, the company's agent aggregator platform, consolidated its leadership with over 450k advisors and expanded its presence across 19k pin codes.