Summary

Poonawalla Fincorp Ltd, a non-deposit taking systemically important NBFC, focusing on consumer and MSME finance, reported its unaudited financial results for the quarter ending June 30, 2025. The company registered a robust growth in AUM, which stood at ₹ 41,273 crore, a 53.0% YoY increase. Net Interest Income (NII) grew by 13.6% YoY to ₹ 768 crore. The company's board approved the raising of ₹ 1,500 crore via the issuance of equity shares on a preferential basis to the promoter, subject to shareholders’ approval.

Key Highlights

1. 1

   AUM at ₹ 41,273 crore, +53.0% YoY

2. 2

   NII grew by 13.6% YoY to ₹ 768 crore

3. 3

   Promoters to infuse ~₹ 1,500 crore equity on preferential basis

4. 4

   Secured to Unsecured on-book mix at 57:43

5. 5

   MSME at 36%, Loan against property at 25%, Personal and Consumer finance at 23%, and Pre-owned car finance at 13%

6. 6

   Stable asset quality: Gross NPA at 1.84%; Net NPA at 0.85%

7. 7

   Provision Coverage Ratio at 53.93%

8. 8

   Capital Adequacy Ratio was 20.55% (Tier-1 at 19.02%)

9. 9

   Liquidity buffer stood at ₹ 24,465 crore as of June 30, 2025