Poonawalla Fincorp Ltd
P&L
Quarterly Consolidated
vs Q1 FY26
Poonawalla Fincorp Ltd Reports 68% YoY AUM Growth to $47,701 Crore in Q3 FY26
17 Oct 2025 · 17 Oct 2025, 04:57 pm
Summary
Poonawalla Fincorp Ltd, a non-deposit taking systemically important NBFC, focusing on consumer and MSME finance, reported its unaudited financial results for the quarter ending September 30, 2025. The company registered robust growth in AUM, which stood at ₹47,701 crore, up 68.0% YoY. Net Interest Income (inc. fees and other income) was at ₹905 crore, up 40.3% YoY. The company's asset quality remained stable with GNPA at 1.59% in Q2FY26 vs 1.84% in Q1FY26.
Key Highlights
- 1
AUM at ₹47,701 crore, up 68.0% YoY and 15.6% QoQ
- 2
Secured to Unsecured on-book mix at 56:44
- 3
NetInterest Income (inc. fees and other income) at ₹905 crore, up 40.3% YoY
- 4
Stable asset quality: GNPA at 1.59% in Q2FY26 vs 1.84% in Q1FY26
- 5
Capital Adequacy Ratio at 20.85% (Tier-1 at 19.63%), well above the regulatory requirement of 15%
- 6
Cost of Borrowings at 7.69% for this quarter, 35 bps lower than Q1FY26
Management Comments
Mr. Arvind Kapil
Managing Director and CEO, Poonawalla Fincorp
We delivered strong AUM growth this quarter supported by increased contribution from our new business verticals. This reflects the successful execution of our diversification strategy. Improved liability management, particularly through cost effective NCD issuances, strengthened our funding profile. We remain focused on driving sustainable growth with prudent risk management
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