PTC INDIA FINANCIAL SERVICES LTD. Q3 FY26 Results

We remain committed to delivering sustainable value through disciplined growth, strong governance, and prudent risk management. Our strategy continues to focus on profitable expansion, portfolio diversification, and customer-centric solutions aligned with our long-term objectives. Q3 FY26 marked a clear improvement in execution momentum, with the highest quarterly disbursements in the last 13 quarters and 9M FY26 disbursements surpassing full-year FY25 levels. Sanctions remained strong, with over =1,000 crore sanctioned in consecutive quarters and a robust pipeline aligned with our FY26 guidance. Growth during the quarter was deliberately calibrated, reflecting our continued emphasis on execution readiness and credit discipline. Our focus on granular lending, increased private-sector exposure, sector diversification across emerging infrastructure and value-chain opportunities, and the ramp-up of SME and structured financing is steadily strengthening portfolio quality. Asset quality trends remain stable, with no fresh slippages and continued progress on resolution efforts. Looking ahead, supported by a strong pipeline, a fully constituted Board, and improving execution velocity, we expect disbursements to continue scaling in a measured manner through Q4 FY26 and beyond. While short-term AUM may fluctuate due to portfolio churn, we remain confident of delivering steady, high-quality growth, further strengthening asset quality, and creating long-term value for all stakeholders.