PUNJAB NATIONAL BANK Q4 FY25 Results

Summary

Punjab National Bank has reported a Net Profit of ₹16,630 Crore during FY’2025, representing a Y-o-Y growth of 101.7%. The Net Profit for Q4’FY25 is ₹4,567 Crore, a 51.7% Y-o-Y growth. The bank's Return on Assets (RoA) improved by 25 bps to 1.02% in Q4 FY’25, and Return on Equity (RoE) improved to 19.33% during FY’25. Global Business grew by 14.03% on Y-o-Y basis to ₹26,83,260 Crore as on March’25. The bank's GNPA ratio improved by 178 bps on Y-0-Y basis to 3.95% as on March’25, and NNPA ratio improved by 33 bps on Y-0-Y basis to 0.40% as on March’25.

Key Highlights

1. 1

   Net Profit of ₹16,630 Crore with Y-o-Y growth of 101.7%

2. 2

   Return on Assets (RoA) improved by 25 bps to 1.02% in Q4 FY’25

3. 3

   Return on Equity (RoE) improved to 19.33% during FY’25

4. 4

   Global Business grew by 14.03% on Y-o-Y basis to ₹26,83,260 Crore as on March’25

5. 5

   GNPA ratio improved by 178 bps on Y-0-Y basis to 3.95% as on March’25

6. 6

   NNPA ratio improved by 33 bps on Y-0-Y basis to 0.40% as on March’25