PUNJAB NATIONAL BANK Q1 FY26 Results

Summary

Punjab National Bank has reported its highest ever operating profit of ₹ 7081 Crore in Q1 FY’26. The bank's global business grew by 11.6% on Y-o-Y basis to ₹ 27,19,276 Crore as on June’25. Global deposits registered a growth of 12.9% on Y-o-Y basis to ₹ 15,89,379 Crore as on June’25. Global advances increased by 9.8% on Y-o-Y basis to ₹ 11,29,898 Crore as on June’25. The bank's CD Ratio stood at 71.09% as on June’25, GNPA ratio improved by 120 bps on Y-o-Y basis to 3.78% as on June’25, NNPA ratio improved by 22 bps on Y-o-Y basis to 0.38% as on June’25, and Slippage ratio improved by 5 bps on Y-o-Y basis to 0.71% as on June’25. Profit before Tax increased Y-0-Y by 28.3% to ₹ 6,758 Crore in Q1 FY’26 as against ₹ 5,269 Crore in Q1 FY’25.

Key Highlights

1. 1

   Highest ever Operating Profit achieved at ₹ 7081 Crore

2. 2

   Global Business grew by 11.6% on Y-o-Y basis to ₹ 27,19,276 Crore

3. 3

   Global Deposits registered a growth of 12.9% on Y-o-Y basis to ₹ 15,89,379 Crore

4. 4

   Global Advances increased by 9.8% on Y-o-Y basis to ₹ 11,29,898 Crore

5. 5

   CD Ratio stood at 71.09% as on June’25

6. 6

   GNPA ratio improved by 120 bps on Y-o-Y basis to 3.78% as on June’25

7. 7

   NNPA ratio improved by 22 bps on Y-o-Y basis to 0.38% as on June’25

8. 8

   Slippage ratio improved by 5 bps on Y-o-Y basis to 0.71% as on June’25

9. 9

   Profit before Tax increased Y-0-Y by 28.3% to ₹ 6,758 Crore in Q1 FY’26