| Metric | Value (₹ Cr) | vs Q2 FY25 |
|---|---|---|
| Revenue | 2.9K | 7.0% |
| Total Income | 3.3K | 5.5% |
| Expenditure | 2.8K | 260.0% |
| PBT | 374.65 | 21.9% |
| Net Profit | 281.96 | 17.7% |
| OPM | — | |
| NPM | 8.62% | 0.13pp |
| EPS | 0.42 | 1300.0% |
Punjab & Sind Bank Reports 147% YoY Growth in Net Profit for Q3FY25
16 Jan 2025 · 16 Jan 2025, 04:24 am
Summary
Punjab & Sind Bank has reported a significant growth in its net profit for the third quarter of financial year 2025. The bank's net profit demonstrated an outstanding growth of 147% (YoY) in Q3FY25, reaching to ₹282 crores. The operating profit for Q3FY25 grew by 74.73% (YoY) to ₹484 crores. The bank also launched a Digital Journey for Home Loan & Car Loan Segment and signed a MoU with the Assam Riffles and Indian Navy.
Key Highlights
- 1
Net Profit grew by 147% (YoY) in Q3FY25, reaching to ₹282 crores
- 2
Operating Profit grew by 74.73% (YoY) to ₹484 crores
- 3
Net Interest Margin up by 24 bps to 2.78% (YoY)
- 4
Yield on Advances up by 23 bps to 9.14% (YoY)
- 5
Return on Assets (%) increased by 42 basis points (YoY)
- 6
Total Business grew by 10.58% (YoY) to ₹2,23,267 crores
- 7
Total advances grew by 14.73% (YoY)
- 8
Bank launched Digital Journey for Home Loan & Car Loan Segment
- 9
Bank signed a MoU with the Assam Riffles and Indian Navy
Management Comments
Not Provided
The Bank's Net Profit demonstrated an outstanding growth of 147% (YoY) in Q3FY25, reaching to $282 crores. Operating Profit for Q3FY25 grew by 74.73% (YoY) to ₹484 crores. Net Interest Margin up by 24 bps to 2.78% (YoY). Yield on Advances up by 23 bps to 9.14% (YoY). Return on Assets (%) increased by 42 basis points (YoY).
Informational and educational content only. Not investment advice.