StockWatch
·
Filing
Q3

PUNJAB & SIND BANK

PSBFY2515 Jan 2025
Revenue+7.0%
Net Profit+17.7%
OPM

P&L

Quarterly Standalone

Revenue
+7.0%2.9K
Expenditure
+260.0%2.8K
Net Profit
+17.7%281.96
NPM 8.62%-1.5%EPS ₹0.42+1300.0%

vs Q2 FY25

Punjab & Sind Bank Reports 147% YoY Growth in Net Profit for Q3FY25

16 Jan 2025 · 16 Jan 2025, 04:24 am

Summary

Punjab & Sind Bank has reported a significant growth in its net profit for the third quarter of financial year 2025. The bank's net profit demonstrated an outstanding growth of 147% (YoY) in Q3FY25, reaching to ₹282 crores. The operating profit for Q3FY25 grew by 74.73% (YoY) to ₹484 crores. The bank also launched a Digital Journey for Home Loan & Car Loan Segment and signed a MoU with the Assam Riffles and Indian Navy.

Key Highlights

  1. 1

    Net Profit grew by 147% (YoY) in Q3FY25, reaching to ₹282 crores

  2. 2

    Operating Profit grew by 74.73% (YoY) to ₹484 crores

  3. 3

    Net Interest Margin up by 24 bps to 2.78% (YoY)

  4. 4

    Yield on Advances up by 23 bps to 9.14% (YoY)

  5. 5

    Return on Assets (%) increased by 42 basis points (YoY)

  6. 6

    Total Business grew by 10.58% (YoY) to ₹2,23,267 crores

  7. 7

    Total advances grew by 14.73% (YoY)

  8. 8

    Bank launched Digital Journey for Home Loan & Car Loan Segment

  9. 9

    Bank signed a MoU with the Assam Riffles and Indian Navy

Management Comments

N

Not Provided

The Bank's Net Profit demonstrated an outstanding growth of 147% (YoY) in Q3FY25, reaching to $282 crores. Operating Profit for Q3FY25 grew by 74.73% (YoY) to ₹484 crores. Net Interest Margin up by 24 bps to 2.78% (YoY). Yield on Advances up by 23 bps to 9.14% (YoY). Return on Assets (%) increased by 42 basis points (YoY).

Informational and educational content only. Not investment advice.